US Healthcare set for a Nationalized System!

Health care in the US is beginning to look like – Canada at it’s worst.  Doctors are retiring en masse, and hospitals are choosing to provide only basic care when the cost for true health seems prohibitive in terms of dollars.

For example, a relative of mine was diagnosed with stage 4 liver and colon cancer in April.   The routine treatment;  remove the tumor in the colon and prescribe massive chemo to hopefully reduce the liver tumors.  Four months later, the tumor in the colon magically reappeared, the chemo had no effect, and the prognosis was grim.   In fact, the doctors basically scratched their heads and said there was nothing more they could do.

His wife was not so easily deterred.  She called up the Mayo Clinic – long waiting list, John Hopkins – long waiting list, and was about to give up when she remembered she had a distant cousin who worked in Administration at Sloan Kettering.  He was admitted that week, saw a surgeon who said no problem, we’ll take care of the tumor, saw an oncologist who put forth a plan of action involving removing the gall bladder so that a tarted chemo device could be implanted to spray the specific liver tumors with chemo.

Their prognosis?  He will fully recover.

Of course now he has to fight his insurance company because they don’t want to pay a dime given the treatment is ‘excessive’ – as in saving his life.

In the meantime, I was advised that my own insurance carrier has the highest mortality rate of any other insurers.  Great!

My own recent experience involved a rash that required an initial consult, a second consult, a third dermatologist, and a fourth conference to tell me there was nothing I could do, it was an incurable disease.   But when I went home and researched my incurable disease, I found a forum that told me exactly what to do – which involved going to the grocery store – 3 days later my incurable disease was gone and has not returned… Imagine that?

My doctor bill?  Just under $1000.  My grocery store bill?  About $9.00.

One in three doctors in the US is over 50, one in four is over 60.  Doctors are not entirely to blame, they have been squeezed by insurance company rules that dictate what they can do, when they can do it, and how much medication they are required to prescribe each month.   They are tired, and they feel they are a failure in their profession because of the dictates imposed on them.

Some doctors have broken the mold and take ‘no insurance’.  Only then are they truly free to ‘practice’ and make perfect.

Within this fray of emotion, many young people no longer feel the desire to even enter the medical field.  The costs are high, malpractice insurance is high, and results are based on insurance company mandates, not on cured patients.

And then of course is the predicament of the uninsured illegal immigrants being given priority healthcare and adding to the neglected ratio.

All of this is a prelude to what was inevitable when Obamacare was passed, a single payer national healthcare system, which was the plan all along.

The concept was written a century ago when it was determined that the way to complete control of a society is through control of their money – creation of the Federal Reserve, control of the markets – so that investments can be manipulated for the uber wealthy and all politicians, control of education – so that the upcoming youth is vacant of truth, history, and facts, and ultimately, control of healthcare – so that the population mandate can be implemented so that the weak are eliminated and only the strong survive.

Health care was/is the last mandate.   Just don’t get sick…

Obamacare Healthcare: Breakeven for Insurers!

The Federalist has released a statement that Obamacare insurers are ‘finally’ going to make a profit… because they can ‘finally’ charge premiums that sustain their expenditures. WOW!   Poor babies…

So who are these ‘poor babies’?

Anthem President Gail Boudreaux made $2.2 million, including stock awards, after working 2 months in 2017 (November and December).   The previous CEO stayed on through May and only made $26.4 million in ‘realized pay’.

Molina Healthcare’s new CEO, Zubretsky, who also started in November faired quite a bit better making $19.7 million which included a ‘sign-on bonus’.

Cigna CEO took home $43.9 million including stock gains. Humana CEO had realized pay of $34.2 million.   United has yet to release the data, but figures have fluctuated to as high as $124.8 million.   Kaiser and Blue cross are up for grabs…

As a nonprofit, Kaiser reported Net Income of $3.1 billion in 2016.   United Healthcare reported Net Income $10.82 billion in 2017. And Anthem Blue Cross came in at $2.47 billion Net Income for 2016.

So what the hey?   How is it that these companies are supposedly ‘just now’ making a profit, because that’s a lot of non-profit profit and compensation flying around!

In a world where all healthcare premiums are equal, these CEO’s should be paying monthly premiums of roughly $212,500 to $1,768,000 – conservatively.   Maybe then, they would feel the ‘Burn’…   Because, I don’t think they have a freakin’ clue.

Apparently, this Federalist author didn’t do the math because when I research the Net Income of United Healthcare, it has increased 137% since 2008.   And the CEO’s are living large on 25% increases, 46% increases, and 60% increases in total payout.   So tell me again how the ‘insurers’ are just now breaking even under Obamacare?

Poor babies.

As a comparison, physician salaries and compensation ranges between about $200,000 and $500,000 depending on the specialty – and can obviously be far greater if the physician has spiffs, patents, etc…   But it is still a very far cry from the CEO compensation of ‘Health Insurers’.   Poor babies.

In fact, the equalized monthly healthcare premiums of the CEO’s outstrips the total wage base of physicians! So how is it that these corporations are just now making a profit when in fact they have always made exceptional profits while boasting exceptional wages for the CEO’s and Executives?

It’s a magic act, something like the Wizard of Oz wherein the smoke and blubbering of the media exalts a story that has absolutely no basis in fact.   Unless, we are exalting the “New Math” wherein 2+2 = 1… or 6… or 3, because there is no ‘correct’ answer, because then someone might cry because they were wrong – and opinion over-rules fact, and…

So if Warren Buffet has reported adjusted gross income of $63 million, and we adjust for his offshore accounts let’s bump that to $200 million, then his health insurance liability should be $2,833,333 per Month!   His Income Tax liability should then be 37% or $6,166,666 – per month!   Sounds fair – right? 

Do you think the ‘health insurer’ would lower its monthly premium if it was income based?   I think there would be a LOT of pressure, and a massive change.   Imagine!   

Repealing Obamacare – Truth vs Fiction

The media is blasting a ‘nonpartisan’ report released by the Congressional Budget Committee in which they headline, “18 million people will lose healthcare coverage in the first year and premiums for individuals will double in a decade”!  Perilous news!

Pure Trash.

But the report is making the claim based on a very large caveat: That no replacement healthcare plan would be put in position! And that has never been the strategy. The entire article is so incredibly misleading because it ignores the obvious – the replacement plan. And so, in essence the headlines and article are basically – FAKE NEWS.

Rand Paul has created an alternative plan. And while it may need tweaking, there is no intention of simply having ‘nothing’. The CBO report is based on 2015 jargon that claims Trump would simply drop Obamacare like a rock and leave people stranded. That has never been the mandate, aka he commissioned for an alternate and has one on his desk.

So why would the media release a fear mongering report based on outdated politics within a ‘nonpartisan’ partisan government office days before the Trump Inauguration?

To Spike Hate, Chaos, Fear and Anarchy.

The Washington Post is claiming that Trump promised a plan of replacement, but because Trump didn’t give the Washington Post details, they are jumping on a report that is nearly two years old and has no relationship to Trump whatsoever. It’s like they are mixing metaphors…

First.   The CBO review states that 18 million people would be reduced from coverage. What they fail to mention is why? The reason would be because many young people don’t want healthcare insurance, they can’t afford the monthly and their alternative is a mandated penalty.   The report is based on eliminating the Penalty. Thus they ‘estimate’ 18 million people would opt out – it’s called freedom of choice.

Secondly. They make the assumption that 10% of the population would live in areas where “they had no insurer participating in the nongroup market”.   But that’s already been happening under Obamacare. United, Blue Cross, Aetna have been mass exiting the individual marketplace because the youth market isn’t supportive of the aging sick market.

Thirdly. They claim premiums would go up in the nongroup market by 20-25%. But they did already this year under Obamacare! And in some market places they went up 45% this year!

The entire report is based on enacting a Bill; HR3762 that was proposed in 2015.

So before the media goes topsy-turvy over – gasp – a CBO report commissioned in 2015, that took nearly two years to finalize, check out the Truth.   And why did it take nearly two years to complete anyway?

US Political Hypocrisy – a study in punishment

The US has become a Punitive Society of punish before the facts and evidence are prepared or available, of jailing people for crimes that are not a threat, to letting serious threatening people skate.   While Obama is pardoning criminals in prison, he is sanctioning Russia without proof of complicity. And hypocrisy reigns idiocy.

Listening to various pundits explain the logic is near ludicrous. Hillary’s lies weren’t lies, they were variations of facts, Hillary didn’t tell ‘as many’ lies as Trump and therefore they don’t count, Hillary’s lies were made public by a foreign source and therefore don’t count, Hillary’s lies don’t count because – she’s a woman… ouch!

Worse. The people making these statements, truly believe them.

Worse. The same attitude has permeated our homes, schools, universities and cities!

But the threats coming out of the mouths of Hollywooders is by far the most absurd and heinous – death threats, wishing death! The spiral from grace, respect and honor has collapsed and Democrats have become either pathetically pitiable, or grossly scary. I can’t even imagine if their own lives or families were equally threatened that their response would be – off the charts. Jail for LIFE!

Hypocrisy.

The Democrats have revealed that not only are they going to make the Trump transition, perilously difficult, putting our country, our security, our safety, our very core at risk, they are setting the precedent for The People, our youth and ALL future transitions.   Justifying their agenda shows that they do NOT respect the office of President, or the process of electing a President.

And that immature, self-righteous, attitude will ultimately come back to bite them.

They are leaving a legacy – but it isn’t one of honor. They are leaving the legacy – that their children will treat them as they treat others. They are leaving the legacy – that embraces entitlement when it benefits them, money, when it benefits them, corruption, when it benefits them.

It is – communism. They are mini-me Kim Jong-un.   Interestingly, Kin’s economic measures are defined as ‘Socialist’.

A person’s intellect does not measure their politics. Nor does a person’s politics measure their intellect. So why the chasm between Democrats and Republicans?

There have been a multitude of studies regarding why a person leans toward one party or the other, unfortunately, the lean of the persons conducting the study seem to toss out the validity of the results… as they are mostly – Liberals. So how can we analyze data when the lean is inherent in the study?   We can’t.

The first error of the Liberal psychology results states that ‘people rarely switch affiliations’. Yet even a quick cursive research reveals that in our current cycle we find that Hillary once identified as a Republican, and Trump as a Democrat. Bush, who has been a die hard Republican, voted Democrat. Elizabeth Warren, Ronald Reagan, Pat Buchanan, Condi Rice, Rick Perry, Teddy Roosevelt, Strom Thurmond, Leon Panetta, all changed parties. Even Michael Bloomberg shifted gears. I did too!  I don’t think we are the rarity…

This is just a spattering of the loyalists who caved. Therefore, the idea that it is a brain function as the psychologists argue, seems a bit weak, if not wholly self-serving, and a dysfunctional conclusion.

The true spectrum involves perception, what do we believe will be best – for us, and secondly for my buddy.   For example, people on Medicare don’t care about Obamacare as much because it doesn’t affect them. People who are newly on Obamacare under a subsidy, don’t want to lose that freebie and will vote for whomever supports that entitlement. It is the sway.  And people who are media prone will listen without critical research or judgment and accept the cattle theory.

Hillary counted on 1) the immigrants and the poor and the blacks who needed entitlements. 2) the wealthy who didn’t give a dang because they bought whatever they needed as it was pittance in comparison to their wealth.

Thus, the middle class, the once majority class, the squeezed majority, rose up not in riots, or protests or looting or vandalism, or entitlement, but in defense.   IS the middle class afraid? Damn straight! Afraid of the everlasting wars the Democrats engage in, the punitive sanctions the Democrats engage in, the disregard for our own People that the Democrats engage in, and the policies of welfare that are sucking us dry. And this doesn’t even touch on the terrorists we are importing at the rate of Chinese luxuries.

Is Trump the answer? I don’t know. I just know that another year after eight years of divisive anarchy under Obama will destroy our country. And I don’t support that. I listen to immigrants from Europe, Eastern Europe, and they get it, they have lived it, they see the fire of communist rule under Obama and Hillary – and yes – they are afraid. Rightfully so.

Today, I sat with my youngest son and helped circumvent the health care options. As he learned the reality of what it was about, I think he may have converted from being a Democrat to a Republican, and an angry one at that.   The enormity of the stupidity and the convoluted rules did not sit without a rageful response.

While he had been swayed by the vocal ‘ideals’ of what Hillary supposedly represented, as defined by other relatives, he was not aware of the realities. And as Winston Churchill noted, when these realities become visible, the party affiliation suddenly changes.  And a new Republican rises.

Obamacare – Reality vs Fake News

Dissecting the Truth of Obamacare: AGAIN.

The New York Times has reported that: “The Obama administration said last week that over the first 12 days of open enrollment, plan selections in the states that use the federal marketplace were up by about 5 percent compared with the same period last year. Some of the states that run their own marketplaces have reported brisker business: In Colorado, sign-ups are running 30 percent higher than they were at this point in the last open enrollment period, according to Kevin Patterson, the chief executive of the state’s marketplace.”

What that really means…

In Colorado, we lost a number of insurers and within Obamacare plans were eliminated causing a huge influx of panicking citizens trying and find an alternative healthcare plan given theirs was cancelled. United and Human both fled the individual market. And for example, my son was given exactly three choices for a self insured plan. Not three insurers – but three plan choices. Period. They all were on the Obamacare exchange, because many of the insurers will no longer insure individuals – and thus there is no competition, they all offered the same option, the same cost. HELLO???

Reality!

The fact that the New York Times failed miserably to investigate what they were reporting is only more fodder for the ‘Fake News Conspiracy’ perpetrated by our established media, including; Washington Post, New York times, The Economist, The New Yorker and most other Liberal news sights who prefer to post massive articles deriding Trump than they do reporting on ‘NEWS’.

The people that support Obamacare include the government officials who have private plans outside of the system, and those whose income allows them massive subsidies to the point that they pay – next to nothing. And of course, the rest of us are required to foot the bill.

As in – moi.

The other little detail that hasn’t been discussed is the great additive that allows children to be on their parent’s plan until they turn 26. Sound good? Well, it ain’t free! The cost to me for each son is about $350 each per month and the additional out-of-pocket skyrockets from $4000 to $10,600. This means if I have a surgical procedure, my individual out-of-pocket is the maximum family amount. Not my individual amount.

So. New York Times. Washington Post. I suggest next time when you make rampant accusations about media propaganda and tag other countries, you might consider the false- FAKE news you participate in on a daily basis without even attempting to research – THE TRUTH.

Perhaps that is because their own healthcare is paid for completely. Or perhaps it is because they have no dignity or ethic. In this, I take great exception as I am required to pay astronomical premiums and astronomical out of pocket costs in order to provide the government their private insurance, and in order to provide free healthcare for everyone else.

What ever happened to ‘equality’?

Cause it sure doesn’t feel equal to me. New York Times… New York Times… Anyone… Anyone… Ferris? Are you there?

Healthcare Crisis – Staggering Increases!

Health Insurance premiums for individuals are about to literally skyrocket! Posted increases range from 9% to 50%… with regulators supposedly agreeing to the rate hikes because the insurance companies claim ‘huge losses’. Oklahoma, Arizona, Minnesota, and Tennessee will bear the largest brunt with less than a handful of states getting the 9% increase. Really?

Because that’s not what their posted financial statements indicate – at all.

United Healthcare: 2016 – Boasting an increase in revenues of 12% year over year, earnings growth of 19%, cash flow up 22%, stable medical trends, increased investment, and a 25% growth in dividends! Hardly a company in crisis mode needing to increase premiums upwards of 50%.

Aetna: While their results aren’t as spectacular as United, their year over year revenue increased 8%. They made the statement in the quarterly report that increases in membership thru their Government business accounted for the most growth. But their Balance Sheet showed an interesting change. Assets increased 32% including cash offset mainly by long term debt which is most likely connected to their takeover of Humana for $37 billion in cash and stock.

Does that mean that rate increases are actually designed to help insurance companies payoff debt due to merger and acquisitions? Or is it to relieve the burden that the Government has assumed under the Obamacare initiative to provide subsidies? In either case, the cost of health care is about to implode on people whose earnings have changed little to none to compensate for this enormous increase.

Blue Cross is characterized as a nonprofit and thus their financials reflect a relatively small year to year variance in accordance with their status per state law.

Kaiser also paints a rosy picture of their membership, revenues and future reporting year over year growth of a solid 15%.

United Healthcare’s CEO has a base salary, incentives, and stock options that has varied from $102 to $21 million depending on whether/or how much of his stock options he decides to exercise. So I would guess that he is hardly in ‘dire straits’ as a result of the ‘massive heathcare losses’…

Why doesn’t the Government care about the increases? Because it would seem to NOT apply to them. In a table that provides rates for government employees by state and by carrier, the rates for 2016 vs 2017 showed little to NO increase in premium cost – and in some cases showed a ‘reduction’ in premium cost. This would indicate that the individual coverage increases are now subsidizing government employees!

In Colorado, both Humana and United Healthcare are abandoning the individual marketplace next year and those having insurance will have to find a new carrier. In some counties across the US there are NO insurance companies offering healthcare under the exchange. For example – 400,000 individuals in southern Arizona will have no choice – no insurance. And entire states are reporting that only one healthcare carrier is now offering insurance creating a monopoly of pricing in which case by case costs can vary at the whim of the carrier.

It has become what it was designed to be – a complete, utter, failure so as to usher in a massive government one issuer plan nationwide as major carriers gobble up every smaller issuer. In the end – one will remain standing. And that one will become the government’s chosen program.

Given the government option has failed so miserably in the UK and Canada where mass exodus has people flying to India and Cuba to get treatments, it is preposterous to use those systems as an example for the US. France boasts healthcare for all, but a shortage of doctors is creating an implosion. Wait times for an MRI can be over a month and a CT scan 2 ½ months. They claim a shortage of equipment, and equipment failures have resulted in thousands of deaths. While the ‘public insurance’ services everyone, the wealthy tend to purchase private insurance which offers more comprehensive care, less wait times, and thus a chasm of ubers vs. everyone else is created.

Of course salaries vary widely in the medical field in the US vs UK and EU. Doctors and nurses in the UK earn less than half what their peers earn in the US, which translates into the cost for procedures as well. And while salaries are half, the cost of living in the UK is only about 13% lower than the US.

Does Socialized medicine work?

While the individuals have benefited from lower healthcare costs in France, whose system is ranked #1 in the world, it has come at a cost. Touting out of pocket healthcare costs as nearly nothing, the system has become over-burdened and operates at a deficit despite heavy revenue from taxes. As a result, France continues to cut jobs in their national hospitals which of course increases wait times, stress, quality and effectiveness.

And while the aging populations of Germany and France have been the main source of the burden, the idea that bringing in large swathes of young refugees to populate, procreate, and become an added source of revenue as they begin to fill jobs – was incredibly short sighted. Instead, they have brought in a host of diseases that were previously erradicated.

Mirroring that system in the US would require a massive overhaul of our tax system, massive income and sales tax increases, use tax increases, property tax increases, and a standard of living cut in half.

Middle class will become the new poverty as healthcare becomes the catalyst.

Obamacare Is Working! For the Poor

Before Obamacare my annual deductible for a family was $500 and my monthly premium was about $350…  Today, my annual deductible- out of pocket is between $10,600/$20,000 and my family premium is nearly $1500 per month!

But HEY – It’s Working according to Obama…  Really?  Where?  In Uruguay?

Nurses! I Applaud You~

I have had the privilege of knowing many nurses these past ten years as I became the patient of choice, not mine. And without much exception, I found them to be so amazing that I thought they should be commemorated for their love and dedication to their profession.

They make little, they are invaluable, and they push the limits when you would think they would drop from exhaustion. Just this past month I had the opportunity to have ‘back surgery’. What a treat. But I had this one nurse that was so amazing, she stood out like a Daffadil in a rush of thorny roses. Jennifer at Skyridge. One morning prior to surgery, I crashed. My pain level was thru the roof and despite the male nurse trying to liken it to childbirth – I informed him that my 30 hour labors during childbirth were a mere ten compared to my current 15 – on a scale of 1-10. He didn’t get it. But then, how could he?

But she did.

After an accumulation of morphine in my system that had done nothing to even dent the pain, I crashed. I think it must have all gotten blocked somewhere and hit me in one fell swoop. I crashed. And when I finally awoke, my angel nurse was very concerned that I hadn’t talked more with her as I had done the previous day. She stayed by my side past the hour when she could return home to her son. She stayed long past and when I mentioned this, she just brushed it off, she needed to finish some things with me.  It was past the 12 hour day she logged, and was quickly moving into the 14th hour.

And weeks later I began to think about Ronald Reagan’s kids. And about my siblings. (it’s a girl thing)

You see, a comment keeps coming back at me, “you can tell a man by his children.”

On the other hand I remember someone else telling me, “if you say you had a perfect childhood chances are you are either in denial – or you are lying.” This is unfortunately the basis for most pharmaceutical sales…

Nobodies perfect. But no one can say they don’t have some wishful thoughts of the love between this husband and his spouse. The children may have felt second place, and rebelled, had issues, succeeded and failed, but Nancy and Ronald had something still. Maybe it takes one to lose the other. I don’t know. And that begs the question – would you exchange the relationship of your children for the adoration of your spouse? I’ve known a few on both sides.

A nurse is someone who gives herself up for the love and compassion of making her/his patient better. And I have to say, a male nurse is different. Sorry. They just are. They have a different DNA. I don’t say they are bad, I simply say, that they have a different level of compassion that is simply more DNA inherent in women. And it’s no more prejudicial than preferring a man with the gun pointed at the enemy. It’s in our DNA. There are exceptions, but they are NOT the rule.

And it would seem to be ‘the exceptions’ to the rule that we have chosen to make our agenda. In all things. I found my Jennifer to be much less judgmental, much more nurturing, much more compassionate in me. She wasn’t thinking of the next room, the next patient, of her weekend adventures, she was focused on me. And that was amazing!

A legacy of the value of a NURSE.

I have had numerous experiences with nurses these past ten years, and I joke that I am on a first name basis. But the value they give is so incredibly immense, I think we take it for granted and owe them an applause!

I did have one nurse who gave me the paranoia itches, I was convinced she was going to suffocate me in the middle of the night with a pillow. I fought the Morphine, too scared to close my eyes. And then there was the nurse-in-waiting, the trainee, who put a bubble in my IV, failed to note that I almost passed because the pain was so great and they had told me how to self administer morphine while I was two sheets under – and so I heard/remember nothing. How smart is that. So, as I turned gray, no one seemed to notice until nearly too late.

But, they were the exceptions. And in looking back, a good story that has a happy ending. Most of my experiences have been phenomenal, not just good, but Great!

I have an absolutely amazing doctor story who I call an ‘Artiste’, and then I have the butcher. I think maybe, after a while, you just take the bad with the good. Enter, Obamacare! Shitake Mushrooms! You can’t imagine until it happens to you. A story is a distant phenomena, a yawn, an ‘oh’. And then wham! I mean I guess I didn’t ‘read the fine print’. I didn’t realize that all insurers now support a co-insurance clause. All of them. Even our esteemed Kaiser. And that little change is WAY good for the Insurer, and WAY bad, bad for you and I. Because it makes your deductible – worthless.  It creates a brand new frame of potential bankruptcies, it is too large to imagine.  My little two day surgery cost about $120,000 of which I am liable for about 10% in total.  Throw away the deductible, the co-insurance destroys you.

So what happens to our esteemed nurses as the healthcare system in the US begins to rupture and implode? In a Socialist agenda, they would actually get paid even less, and their would be no incentive to have an expertise! Let’s not forget the reality – in Europe they measure wait times in increments of annual quarters – 3 – 6 – 9 – 12 months – and greater than a year.

In the US we measure that time in terms of days and weeks.

Are you ready to absorb that change?

I can’t imagine it benefits anyone – except of course the Big Pharma Industry which is putting out all the temporary pain killers and relaxers, and anti-anxiety stuff, to get you through the year long wait before you can actually see a doctor, diagnosis or not your illness, and get a remedy. But to add to the dilemma, we have a business environment where actually curing is a detriment to big pharma which nearly rules the world, I might add, that the band-aid creates a lucrative and endless market. Like the Chiropractor, it is a fix that is temporary, but the actual underlying cause is not treated becaue that would mean a cured patient and loss of revenue.

Enter online self diagnosing and natural remedies. Ta-Da! The new way reminiscent of 100 years ago and 1000 years ago. And there are angels in Cuba. They have the mindset of curing vs money. And that makes them very desirable!

Maybe – an investment worth researching for your portfolio.

In the end, I can’t answer if I would be willing to forgo the amazing relationship I have with my children, for the adoration of a man… I wish they could be inclusive. But it would seem, that is not reality – it is simply a celluloid hero – ~ The Kinks.

Obama – Unemployment Down – Spending Up

Obama says he has single handedly put the economy back on track and brought unemployment down to under 5%!! WOW!

Of course, that self lauding can be means tested easily enough through a simple look at Federal Spending on the government website:

2008 vs 2015

  1. Healthcare is the largest budget item on the board with the Federal share topping out at $1.0186 trillion. In 2008 before Obama took office, that number was $671.4 billion. An increase of 51.7%.
  2. Pensions, the second largest Federal budget item were $668.7 billion in 2008 and have grown to $959.1 billion in 2015 – an increase of 44.3%.
  3. The third largest expense is Defense spending. In 2008 $729.6 billion compared to 2015 $799.7 billion – an increase of just 9.6%. Within that figure the largest increase in spending was in ‘foreign aide’ which increased by 68%. Actual Defense spending was down and spending for Veterans was up.
  4. The fourth largest budget item is Welfare. And this is what makes Obama’s statement about everyone back to work a bit odd. Welfare spending is up. If in fact everyone was back to work, if in fact unemployment was slashed, wouldn’t Welfare handouts also decrease? They didn’t. For some odd reason Welfare benefits (not including healthcare) went up 17% during the same time that unemployment was ‘slashed’.
  5. If we compare Welfare to the 2007 Budget which Obama references as the height of the crisis, it is even more disturbing. Welfare is up 44%. Unemployment in 2007 was roughly the same as what Obama claims it is now – just under 5%, yet Welfare spending went from $254 billion to $366.5.
  6. One other Budgeted expense that should be noted. Payments for police services – went down between 2008 and 2015.
  7. In 2009 when Obama first took office, the unemployment rate was the same that he states it is now – just under 5%.

While 2016 is obviously still a budgeted item with no real numbers available, Healthcare Expenses are expected to continue to rise by about $100 billion, Pensions will rise by about $40 billion, spending on Education will drop, Foreign Aid will increase by 18%, and Welfare, a projection of employment vs unemployment, that’s expected to increase by another $30 billion or roughly 8%.

If we factor in the Welfare Benefits paid for Healthcare on a Federal, State and Local level with standard Welfare, the 2016 Budget Estimate is $1.0564 trillion. In 2008 the payments were $731.3, a rise of 44.45% despite the fact that unemployment is supposedly equal.

What that says?

It explains why Obama tooting his own horn at how better off everyone is now that he’s fixed everything, doesn’t add up mathematically. It shows that the actual cost of Healthcare continues to rise despite the notion that Obamacare will make it ‘more affordable’. It shows that there is either some monkeying around with the unemployment numbers, or being on Welfare is much more profitable that working. It shows that spending on Foreign Aid is another type of Welfare – just that it is for other countries. And that the budget might be well below actual Truth given it makes no reference to Syria, Yemen, Ukraine or Iraq where we are well aware that $$$$$$$$ will fly.

And it explains why we just no longer trust ANY politicians, they fudge the Truth to the point of absolute Betrayal.

Never trust anything that can think for itself if you can’t see where it keeps its brain.” JK Rowling.

Obama’s State of the Union Address: Bridging the Gap

It’s always interesting to read the perceptions of other people writing about the same event. Especially when those people are writing from a different country. Often, Americans are hauntingly laughed at for being ignorant about what is real and what is fabricated, but I would contend that the fabrications have reached their tentacles overseas.

An Irish news reporter commenting on Obama’s legacy and his final state of the union address, revealed an odd view of his accomplishments and failures, as well as an interesting view of what she perceives to be the desires of the American people.

According to her perception, Obama is unilaterally responsible for making community college education affordable in the US. He takes responsibility for turning around the economy, for strict environmental regulations, Obamacare, and same sex marriage. And while Obama focused on a positive approach, it was more like a resume builder for supreme leader of the UN, than a true account of his internship as President.

Education?  The US education system is considered to be in crisis. Obama has made no impact on education whatsoever – and certainly has not made it more affordable. Community colleges have always been more affordable than private or public universities!  Stating that fact, does not mean Obama has created that reality…  College debt in the US has risen to an all time high of $1.2 trillion, with upwards of 67% in default! The interest rate on student debt ranges from 4.29% to 6.84% for 2015-2016. That’s higher than car loans and mortgage rates. And with jobs unavailable for graduates, paying the debt is simply not conceivable.

Unemployment? There are essentially six different measurements of unemployment. One of the measures was created around 1995 and sought to be all inclusive. At it’s starting point, it measured an unemployment rate of about 12 ½%. It declined to roughly 8% in 2008 and shot up to over 18% in 2010 before beginning its descent once again to its present level of about 13%. There is no world standardized method of determining the unemployment rate, so it is a waste to make a comparison.

Environment? The EPA has caused some of the worst disasters it is tasked with deterring. The Colorado Rive Animas disaster, and the Georgia cotton mill disaster were just two that occurred in 2015. Add to the disasters, the current methane expulsion that continues to destroy the air in southern California which is slated to be worse than Chernobyl, and we have a rather different perspective. There was the billions of toxic wastewaters that were injected into California’s aquifers in 2014 and an LA neighborhood that tested positive for toxic levels of hazardous lead poisoning. Just to name a few…  Instead – we focus on ‘climate change’.

Obamacare? Well let’s look at Kaiser, given their transparency. In 2009, they reported that the cost of healthcare had risen 131% in the previous decade at which time a family plan cost an employer $13,375 – with deductibles ranging from -0- to $1000. In 2015, Kaiser stated that the average employer based plan cost $17,545 with out of pocket costs of $4955 to $6251. A total cost inflation of 65.5%. Hardly a success for the small businesses and individuals.

The economy? While the world experienced a derivatives fallout that killed the economy in 2009, the US GDP growth rate recovery has not been ‘stellar’, instead it continues to mangle out a 2.4 and 2.2 trend. In 2014, the US ranked 121st of 198 countries in GDP growth. African countries dominated with Libya, South Sudan and Gaza Strip at the bottom, -19.8 an all time blow. According to the IMF, the cumulative growth between 1990 and 2006, showed the US behind Taiwan, Singapore, Turkey, Korea, Israel, China, Ireland, India, Hong Kong and Australia.  Stellar?

Perceptions.

Obama may be trying to recreate history to write his own legacy, but the facts don’t support his assertions of grandeur. It is like a virtual reality wherein the Truth is obscured. But ultimately, virtual reality is turned off and the bleak gray of what we must face is crystal clear. If we pretend anything less, we do ourselves a disservice in not focusing on what needs fixing.

Positive thinking has its place, as long as that place is grounded in Truth and Reality.