RACISM: Warren and Harris Blatant Disregard of Truth – Black Women Maternal Mortality

This past week Elizabeth Warren, a white feminist, and Kamal Harris, a Jamaican/Indian feminist, participated in a lecture at Texas University. The primary topic concerned the variance in mortality of black vs white women post delivery.   Both Warren and Harris agreed that the basic cause of this 300% disparity was “Racism”.  

According to Warren, this tragedy is completely the result of racial prejudice and all doctors and nurses across the US are guilty.   She cites the availability of insurance as a root cause.  Harris, in conjunction with John Podesta’s, Center for American Progress, advocate for a ‘committee’ to be formed to monitor data. The reason? Despite the data being stated as fact by the CDC, according to NIH, the US has not released maternal mortality rates since 2007. Therefore, we don’t really know…and the data collected by the CDC is based on estimates and maybes.

But it must be “Racism”.

Warren’s plan, based on unreleased data, is to introduce incentives; a doctor or nurse who saves the life of a black woman gets a bonus. Remember how the teacher’s unions fought like Banshees against the radical conservative idea of incentivizing teachers?   It was considered racist.  Well, obviously no one told Warren.

The problem with both Harris and Warren’s proposals is they have cherry-picked the data that is available, and omitted factual evidence:

Here is what they left out according to the National Partnership For Women and Familes:

  1. Black women are 3 times more likely to have fibroids at a very young age which can cause post-partum hemorrhaging.
  2. Black women have a much higher rate of ‘preeclampsia’ than white women, which left untreated can lead to high blood pressure and death.
  3. Black women experience physical ‘weathering’ at a much faster rate than white women, meaning their bodies age faster, meaning they are higher risk.
  4. 75% of Black women deliver at hospitals that cater predominantly to blacks. These hospitals are considered ‘inferior’ and staffed by black physicians and nurses – so the race card is completely false.
  5. Black women are less likely to even seek out pre-delivery care for themselves and do not alter lifestyle choices.
  6. Black women have a significantly higher rate of unintended pregnancies, which may be complicated by drug use and alcohol use. (the solution according to the paper – more abortions).
  7. Many Black women live in abject poverty and do NOT have good health, good diets, and therefore create a harmful environment during and after pregnancy.

No amount of doctor and nurse incentivizing will have one hoot on these outcomes. But racism is the Democrat mantra feeding false information and fake news to a society that believes that all white people are the wrecking ball and generalizations are ‘unfair’… because they create division.

Election 2020 has begun!

In the midst of the New York Times posting extremely anti-Semitic cartoons depicting Netanyahu in a very negative way, the New York Times posts an article titled: A Rising Tide of Anti-Semitism. “In 2016 we saw a 34% increase over the prior year in acts of harassment, vandalism, or violence directed at Jewish individuals and institutions. During the first three quarters of 2017, there was a 67% increase over the same period in 2016. We’ve seen double the number of incidents in K-12 schools, and almost a 60% increase on college campuses.”

US Democrats have increasingly voiced anti-Semitic views, voted against Israel, and still the vast majority of Jewish people in the US vote Democrat.   Time and again it has been shown that most US Jewish people identify themselves according to a culture, not a religion, and thus Israel is meaningless to them.

But the Racist and Anti-Semitic agenda’s have always been a radical ploy of the liberals in creating and propagandizing false information for political gain.

What Warren and Harris fail to address is the fact that Hispanics are the largest group to be uninsured, and yet have a lower maternal mortality rate than blacks – or whites.

In 2013, before Obamacare, the trend in US pregnancy mortality had risen from 7.2 in 1987, to 15.9 per 100,000. After Obamacare, as of 2018 that rate rose to 22. The insurance card was just obliterated.

We are left with two core causal factors;   1.   Black women are less likely to seek prenatal care, and 2.   Black women have health issues that create a mortality risk.   Neither Harris or Warren have advocated for these factors to be mitigated.   Thus both Warren and Harris are proposing solutions that will solve nothing and could therefore be considered ‘Racist’ given they are well aware of the true facts per the report issued by: National Partnership For Women and Families.   This organization is at the forefront of Obamacare, Planned Parenthood, and has a comprehensive list of Liberal speakers including; Michelle Obama, Hillary Clinton, Madelaine Albright, Christiane Amanpour, Rosie O’Donnell etc…

Obviously given this very left-leaning report, the very left leaning Warren and Harris are aware of the true statistics…

US Healthcare – vs Health Insurance

An interesting query/comment was put before me today that sparked the need for a blog – Healthcare vs Health Insurance – as a mandate. How could a basic coverage plan work and still be fair?  

  1. Basic coverage would exclude prescriptions, cosmetic procedures, dental, vision, and ambulance services. Long term care would also not be covered.
  2. Individuals making less than a specified amount, lets say $50,000 per year, would pay into the system a percentage of their gross income. All others would pay a progressive flat fee with a cap. Tiers for family’s would be progressive up to a maximum of two children per couple. All couple’s with more than two children would pay a flat fee for each successive child.
  3. Insurance company’s would no longer be the middleman unless someone wanted supplemental insurance coverage through an independent private insurance company.
  4. In order to access coverage an insurance card would be issued to each individual including children, with a picture updated annually.
  5. Medicaid and all forms within that conversation would be eliminated.
  6. Servicemen would be covered with the military picking up the cost 100% for any member earning below a threshold – say $50,000.
  7. The VA would be eliminated.
  8. Congress would NOT vote on the proposal, instead a vote would be made by all legal taxpayers, their status verified via a comparable analysis of Social Security numbers within the IRS computer system.
  9. In order to make this work over the long haul, the entire government pension system would be – eliminated. This would be voted on by taxpayers, not Congress.
  10. The government would fix the value of services.
  11. The cost of prescription drugs would be tied to a global mean amount so that US citizens are no longer subsidizing the world’s cost.
  12. Medicare would remain intact.

Currently, the federal government spends $1.1 trillion for healthcare, $583 billion for Medicare over receipts, and $430 billion for all other healthcare. Individuals cough up an additional $2.4 trillion per year. Of course this includes the average annual expenditure of Hollywoodites requiring $500k of plastic surgery per year, so the number has some skew room.

It is estimated that the US spends about $12,000 per year for each person on healthcare. That is double the next developed countries output.   That would indicate that the US spending could be cut in half from $3.5 trillion to $1.75 trillion which includes ‘Hollywood excesses’.

However, simple averages in healthcare spending do not necessarily reflect true cost:

According to Kaiser, “In 2016, 5% of the population accounted for half of all health spending. The 5% of people who spend the most on health care spend an average of around $50,000 annually; people in the top 1% have average spending of over $109,750. At the other end of the spectrum, the 50% of the population with the lowest spending accounted for only 3% of all total health spending; the average spending for this group was $276.”

Even when comparing spending for people over the age of 65, 10% of that population accounted for 50% of the spending. People with a prior diagnosis of a disease spend upwards of 300% more than those currently diagnosed. And spending costs for those over the age of 65 is 2-3 times greater than those aged 35-45.

Between 2010 and 2016, Health insurers saw an increase in revenue from Medicare and Medicaid surging from $92.5 to $213 billion – an increase of 77% with the advent of Obamacare.   That income is mostly generated by taxing taxpayers to pay for the splurging costs incurred by those who have no wage, illegals, and/or welfare recipients.

As of 2017, the top six executives at United Healthcare raked in $1.75 billion in compensation.

In 2017, the US national gross income was roughly $19.6 trillion. From a simplistic standpoint, even an 8% tax levy on all gross income would pay for the entire healthcare costs assuming the above reductions in cost put the total annual cost on par with developed countries. If Trump’s tax overhaul were to bring back to the US income that is currently untaxable in foreign off-shore accounts, the flat percentage would be even lower.

How did Health Insurance even arrive in the US?

The brainchild result of FDR’s policies, insurance was invoked because FDR levied price and wage controls that stagnated capitalism in the employment industry.   In order to provide a benefit that another employer did not, so as to encourage a higher tiered worker, companies opened Pandora’s Box for the Insurance scheme.

Founded in 1929, Blue Cross and Blue Shield was the brainchild of Democrat Justin Ford Kimball.   As VP of health care facilities in Dallas Texas, the recipients were teachers who were guaranteed 21 days of hospital care per year for $6.   The tax exempt status of Blue Cross helped achieve increased costs.   At the time, it is estimated that the above average wage earner spent roughly 2%-3% of their income on healthcare.   Most people utilized friends, neighbors, midwives, Indian medicine, herbal cures, etc…

Eliminating the Middleman is key to lowering healthcare costs.   Obamacare did the opposite, it made more money for the Insurance Industry while enslaving the worker and businesses to an ever burgeoning cost that is now double any other industrialized country in the world.

Double. Let that sink in.

Simply rolling back Obamacare will NOT have the reduced cost effect that is necessary to bring the healthcare of the US to par.   And while this is not Medicare for all, or Universal coverage, it is an elimination of a middleman that has profited serendipitously at the expense of you and I.

My annual percentage is now over 20% of gross income.

ANTIFA: The New Socialist LEFT

A German Afd chairman was brutally beaten and hospitalized by three Antifa members.  Why was he beaten?  Because that’s what Antifa does – their entire bottom line agenda is to wreak havoc, instigate prison riots, infiltrate protests and turn them violent.  They conceal their identify with masks, wear black, and are highly explosive.   The Department of Homeland Security has labeled them as ‘domestic terrorists’.   But their activities span through Europe, Canada, the Middle East, Mexico, and South America.  Contrary to the MSM portraying them as right wing fanatics, articles on their website state they identify with Progressivist and Socialist ideologies through revolution. Bolsheviks.  They supported Obama and Hillary.

Antifa is funded through a maze of NGO’s who strive to remain anonymous.  The primary funder is George Soros through Alliance For Global Justice which is affiliated with refusejustice.org, which is funded by the Tides Foundation, a Donor Advised Fund.  Other donors have included the city of Tucson, United Steel Workers Union, Patagonia, Ben and Jerry Foundation, Lush Cosmetic, the Peace Development Fund, and The New World Foundation which was chaired by Hillary Clinton in the 1980’s.

The Board of Directors Chair for the Tide Foundation is Vincent McGee who is Senior Advisor for the Atlantic Philanthropies, which spent $27 million to push thru the passage of Obamacare.  McGee promotes himself as a human rights activist supporting nonviolence.  Martin O’Brien, Senior Vice President of the Atlantic Council was recently honored by Human Rights Watch, a George Soros organization.  They are a major donor to the London School of Economics, a core component of the Rothschild movement for a NWO.

Drummond Pike, the founder of the Tides Foundation and Tide Center, which provides funding to organizations not recognized under the IRS non-profit status such as Antifa, was a liberal donor to ACORN.   While ACORN was shut down in the US after two investigative reporters uncovered criminal activity within its ranks, it remains active in Canada, Peru, Argentina, Mexico, Kenya, Honduras, Dominican Republic, India, South Korea, Czech Republic, the UK and the Philippines.

In the EU, the Green Party is a Socialist movement led by Soros to destabilize, create revolution, and usher in the Open Society New World Order.   The US Ocasio-Cortez is a member of this Revolutionary Movement.   And thus her involvement would indicate she is a Soros puppet.

When violence and chaos disrupts a protest whether it be Charlotte, Berkeley, Tucker Carlson’s home, or Boston, Antifa is the instigator.   They have been instrumental in supporting the migrant caravans in which gang members, child traffickers and drug traffickers are paramount.  They send letters to prison inmates in order to organize institutional riots.   After Trump’s election they created the Revolutionary Abolitionist Movement which uses tyranny to supposedly eradicate – tyranny.

These various anarchist movements state that 2018 was their best year ever for creating revolutionary chaos, stoking division, attacking police, and violent suppression.   Today, Tijuana migrants who have been staying in the Benito Juarez Warehouse courtesy of Mexico are being evicted.  Itsgoingdown.org, an Antifa organization, is working diligently to fund and support a ‘six day seige’ of the warehouse against the fascist so-called authorities and asks everyone to support these ‘comrades’.

Bitcoin is their preferred form of donation, untraceable.

While their cause states they are anti-racist, supporting Occupy Wall Street, Black Lives Matter, and solidarity with Jews, the Lbgt community, Islam, and people of color, their motto is destroy white supremacy and Christianity – and that means every white person;  men, women and children who they deem Nazi.

The Washington Post and New York Times still refer to Antifa as a far right organization despite the Truth.  In fact they are organized under the New Students For A Democratic Society, a far left group that refers to itself as ‘the new left’.  The Socialists.  The Anarchists.   Supported by and radicalized by professors at universities across the country, and supporting causes in line with those being staged by Ocasio-Cortez!  They claim they are anti-fascist, but in fact they are akin to the Bolsheviks that ushered in Russia’s Communist rule and their economic collapse while assassinating millions unequivocally.

CNN’s Acosta supports their movement claiming they are simply purging fascism.   CNN reporters refer to these thugs as ‘brave people risking their lives’.   Whoppi Goldberg defends them on The View.   And yet, undercover footage shows how they are trained to secretly carry weapons to be used to harm people and police, including knives, screw drivers, shivs, and guns to be used against anyone they deem to be a Nazi – which is virtually everyone that isn’t them.

The Yellow Vest Movement in Europe and now Canada has been infiltrated by Antifa.   The fires, the rage, the damage, is stoked by the Revolution and has nothing to do with the initial emergence of the Yellow Vests, and everything to do with radicalization.  Which is why Macron is doing nothing, he has been ordered to stand down while Antifa takes root and destroys his country.  Merkel, stands down.   May, stands down.

Antifa is The New Left.

US Healthcare set for a Nationalized System!

Health care in the US is beginning to look like – Canada at it’s worst.  Doctors are retiring en masse, and hospitals are choosing to provide only basic care when the cost for true health seems prohibitive in terms of dollars.

For example, a relative of mine was diagnosed with stage 4 liver and colon cancer in April.   The routine treatment;  remove the tumor in the colon and prescribe massive chemo to hopefully reduce the liver tumors.  Four months later, the tumor in the colon magically reappeared, the chemo had no effect, and the prognosis was grim.   In fact, the doctors basically scratched their heads and said there was nothing more they could do.

His wife was not so easily deterred.  She called up the Mayo Clinic – long waiting list, John Hopkins – long waiting list, and was about to give up when she remembered she had a distant cousin who worked in Administration at Sloan Kettering.  He was admitted that week, saw a surgeon who said no problem, we’ll take care of the tumor, saw an oncologist who put forth a plan of action involving removing the gall bladder so that a tarted chemo device could be implanted to spray the specific liver tumors with chemo.

Their prognosis?  He will fully recover.

Of course now he has to fight his insurance company because they don’t want to pay a dime given the treatment is ‘excessive’ – as in saving his life.

In the meantime, I was advised that my own insurance carrier has the highest mortality rate of any other insurers.  Great!

My own recent experience involved a rash that required an initial consult, a second consult, a third dermatologist, and a fourth conference to tell me there was nothing I could do, it was an incurable disease.   But when I went home and researched my incurable disease, I found a forum that told me exactly what to do – which involved going to the grocery store – 3 days later my incurable disease was gone and has not returned… Imagine that?

My doctor bill?  Just under $1000.  My grocery store bill?  About $9.00.

One in three doctors in the US is over 50, one in four is over 60.  Doctors are not entirely to blame, they have been squeezed by insurance company rules that dictate what they can do, when they can do it, and how much medication they are required to prescribe each month.   They are tired, and they feel they are a failure in their profession because of the dictates imposed on them.

Some doctors have broken the mold and take ‘no insurance’.  Only then are they truly free to ‘practice’ and make perfect.

Within this fray of emotion, many young people no longer feel the desire to even enter the medical field.  The costs are high, malpractice insurance is high, and results are based on insurance company mandates, not on cured patients.

And then of course is the predicament of the uninsured illegal immigrants being given priority healthcare and adding to the neglected ratio.

All of this is a prelude to what was inevitable when Obamacare was passed, a single payer national healthcare system, which was the plan all along.

The concept was written a century ago when it was determined that the way to complete control of a society is through control of their money – creation of the Federal Reserve, control of the markets – so that investments can be manipulated for the uber wealthy and all politicians, control of education – so that the upcoming youth is vacant of truth, history, and facts, and ultimately, control of healthcare – so that the population mandate can be implemented so that the weak are eliminated and only the strong survive.

Health care was/is the last mandate.   Just don’t get sick…

Obamacare Healthcare: Breakeven for Insurers!

The Federalist has released a statement that Obamacare insurers are ‘finally’ going to make a profit… because they can ‘finally’ charge premiums that sustain their expenditures. WOW!   Poor babies…

So who are these ‘poor babies’?

Anthem President Gail Boudreaux made $2.2 million, including stock awards, after working 2 months in 2017 (November and December).   The previous CEO stayed on through May and only made $26.4 million in ‘realized pay’.

Molina Healthcare’s new CEO, Zubretsky, who also started in November faired quite a bit better making $19.7 million which included a ‘sign-on bonus’.

Cigna CEO took home $43.9 million including stock gains. Humana CEO had realized pay of $34.2 million.   United has yet to release the data, but figures have fluctuated to as high as $124.8 million.   Kaiser and Blue cross are up for grabs…

As a nonprofit, Kaiser reported Net Income of $3.1 billion in 2016.   United Healthcare reported Net Income $10.82 billion in 2017. And Anthem Blue Cross came in at $2.47 billion Net Income for 2016.

So what the hey?   How is it that these companies are supposedly ‘just now’ making a profit, because that’s a lot of non-profit profit and compensation flying around!

In a world where all healthcare premiums are equal, these CEO’s should be paying monthly premiums of roughly $212,500 to $1,768,000 – conservatively.   Maybe then, they would feel the ‘Burn’…   Because, I don’t think they have a freakin’ clue.

Apparently, this Federalist author didn’t do the math because when I research the Net Income of United Healthcare, it has increased 137% since 2008.   And the CEO’s are living large on 25% increases, 46% increases, and 60% increases in total payout.   So tell me again how the ‘insurers’ are just now breaking even under Obamacare?

Poor babies.

As a comparison, physician salaries and compensation ranges between about $200,000 and $500,000 depending on the specialty – and can obviously be far greater if the physician has spiffs, patents, etc…   But it is still a very far cry from the CEO compensation of ‘Health Insurers’.   Poor babies.

In fact, the equalized monthly healthcare premiums of the CEO’s outstrips the total wage base of physicians! So how is it that these corporations are just now making a profit when in fact they have always made exceptional profits while boasting exceptional wages for the CEO’s and Executives?

It’s a magic act, something like the Wizard of Oz wherein the smoke and blubbering of the media exalts a story that has absolutely no basis in fact.   Unless, we are exalting the “New Math” wherein 2+2 = 1… or 6… or 3, because there is no ‘correct’ answer, because then someone might cry because they were wrong – and opinion over-rules fact, and…

So if Warren Buffet has reported adjusted gross income of $63 million, and we adjust for his offshore accounts let’s bump that to $200 million, then his health insurance liability should be $2,833,333 per Month!   His Income Tax liability should then be 37% or $6,166,666 – per month!   Sounds fair – right? 

Do you think the ‘health insurer’ would lower its monthly premium if it was income based?   I think there would be a LOT of pressure, and a massive change.   Imagine!   

Repealing Obamacare – Truth vs Fiction

The media is blasting a ‘nonpartisan’ report released by the Congressional Budget Committee in which they headline, “18 million people will lose healthcare coverage in the first year and premiums for individuals will double in a decade”!  Perilous news!

Pure Trash.

But the report is making the claim based on a very large caveat: That no replacement healthcare plan would be put in position! And that has never been the strategy. The entire article is so incredibly misleading because it ignores the obvious – the replacement plan. And so, in essence the headlines and article are basically – FAKE NEWS.

Rand Paul has created an alternative plan. And while it may need tweaking, there is no intention of simply having ‘nothing’. The CBO report is based on 2015 jargon that claims Trump would simply drop Obamacare like a rock and leave people stranded. That has never been the mandate, aka he commissioned for an alternate and has one on his desk.

So why would the media release a fear mongering report based on outdated politics within a ‘nonpartisan’ partisan government office days before the Trump Inauguration?

To Spike Hate, Chaos, Fear and Anarchy.

The Washington Post is claiming that Trump promised a plan of replacement, but because Trump didn’t give the Washington Post details, they are jumping on a report that is nearly two years old and has no relationship to Trump whatsoever. It’s like they are mixing metaphors…

First.   The CBO review states that 18 million people would be reduced from coverage. What they fail to mention is why? The reason would be because many young people don’t want healthcare insurance, they can’t afford the monthly and their alternative is a mandated penalty.   The report is based on eliminating the Penalty. Thus they ‘estimate’ 18 million people would opt out – it’s called freedom of choice.

Secondly. They make the assumption that 10% of the population would live in areas where “they had no insurer participating in the nongroup market”.   But that’s already been happening under Obamacare. United, Blue Cross, Aetna have been mass exiting the individual marketplace because the youth market isn’t supportive of the aging sick market.

Thirdly. They claim premiums would go up in the nongroup market by 20-25%. But they did already this year under Obamacare! And in some market places they went up 45% this year!

The entire report is based on enacting a Bill; HR3762 that was proposed in 2015.

So before the media goes topsy-turvy over – gasp – a CBO report commissioned in 2015, that took nearly two years to finalize, check out the Truth.   And why did it take nearly two years to complete anyway?

US Political Hypocrisy – a study in punishment

The US has become a Punitive Society of punish before the facts and evidence are prepared or available, of jailing people for crimes that are not a threat, to letting serious threatening people skate.   While Obama is pardoning criminals in prison, he is sanctioning Russia without proof of complicity. And hypocrisy reigns idiocy.

Listening to various pundits explain the logic is near ludicrous. Hillary’s lies weren’t lies, they were variations of facts, Hillary didn’t tell ‘as many’ lies as Trump and therefore they don’t count, Hillary’s lies were made public by a foreign source and therefore don’t count, Hillary’s lies don’t count because – she’s a woman… ouch!

Worse. The people making these statements, truly believe them.

Worse. The same attitude has permeated our homes, schools, universities and cities!

But the threats coming out of the mouths of Hollywooders is by far the most absurd and heinous – death threats, wishing death! The spiral from grace, respect and honor has collapsed and Democrats have become either pathetically pitiable, or grossly scary. I can’t even imagine if their own lives or families were equally threatened that their response would be – off the charts. Jail for LIFE!

Hypocrisy.

The Democrats have revealed that not only are they going to make the Trump transition, perilously difficult, putting our country, our security, our safety, our very core at risk, they are setting the precedent for The People, our youth and ALL future transitions.   Justifying their agenda shows that they do NOT respect the office of President, or the process of electing a President.

And that immature, self-righteous, attitude will ultimately come back to bite them.

They are leaving a legacy – but it isn’t one of honor. They are leaving the legacy – that their children will treat them as they treat others. They are leaving the legacy – that embraces entitlement when it benefits them, money, when it benefits them, corruption, when it benefits them.

It is – communism. They are mini-me Kim Jong-un.   Interestingly, Kin’s economic measures are defined as ‘Socialist’.

A person’s intellect does not measure their politics. Nor does a person’s politics measure their intellect. So why the chasm between Democrats and Republicans?

There have been a multitude of studies regarding why a person leans toward one party or the other, unfortunately, the lean of the persons conducting the study seem to toss out the validity of the results… as they are mostly – Liberals. So how can we analyze data when the lean is inherent in the study?   We can’t.

The first error of the Liberal psychology results states that ‘people rarely switch affiliations’. Yet even a quick cursive research reveals that in our current cycle we find that Hillary once identified as a Republican, and Trump as a Democrat. Bush, who has been a die hard Republican, voted Democrat. Elizabeth Warren, Ronald Reagan, Pat Buchanan, Condi Rice, Rick Perry, Teddy Roosevelt, Strom Thurmond, Leon Panetta, all changed parties. Even Michael Bloomberg shifted gears. I did too!  I don’t think we are the rarity…

This is just a spattering of the loyalists who caved. Therefore, the idea that it is a brain function as the psychologists argue, seems a bit weak, if not wholly self-serving, and a dysfunctional conclusion.

The true spectrum involves perception, what do we believe will be best – for us, and secondly for my buddy.   For example, people on Medicare don’t care about Obamacare as much because it doesn’t affect them. People who are newly on Obamacare under a subsidy, don’t want to lose that freebie and will vote for whomever supports that entitlement. It is the sway.  And people who are media prone will listen without critical research or judgment and accept the cattle theory.

Hillary counted on 1) the immigrants and the poor and the blacks who needed entitlements. 2) the wealthy who didn’t give a dang because they bought whatever they needed as it was pittance in comparison to their wealth.

Thus, the middle class, the once majority class, the squeezed majority, rose up not in riots, or protests or looting or vandalism, or entitlement, but in defense.   IS the middle class afraid? Damn straight! Afraid of the everlasting wars the Democrats engage in, the punitive sanctions the Democrats engage in, the disregard for our own People that the Democrats engage in, and the policies of welfare that are sucking us dry. And this doesn’t even touch on the terrorists we are importing at the rate of Chinese luxuries.

Is Trump the answer? I don’t know. I just know that another year after eight years of divisive anarchy under Obama will destroy our country. And I don’t support that. I listen to immigrants from Europe, Eastern Europe, and they get it, they have lived it, they see the fire of communist rule under Obama and Hillary – and yes – they are afraid. Rightfully so.

Today, I sat with my youngest son and helped circumvent the health care options. As he learned the reality of what it was about, I think he may have converted from being a Democrat to a Republican, and an angry one at that.   The enormity of the stupidity and the convoluted rules did not sit without a rageful response.

While he had been swayed by the vocal ‘ideals’ of what Hillary supposedly represented, as defined by other relatives, he was not aware of the realities. And as Winston Churchill noted, when these realities become visible, the party affiliation suddenly changes.  And a new Republican rises.

Obamacare – Reality vs Fake News

Dissecting the Truth of Obamacare: AGAIN.

The New York Times has reported that: “The Obama administration said last week that over the first 12 days of open enrollment, plan selections in the states that use the federal marketplace were up by about 5 percent compared with the same period last year. Some of the states that run their own marketplaces have reported brisker business: In Colorado, sign-ups are running 30 percent higher than they were at this point in the last open enrollment period, according to Kevin Patterson, the chief executive of the state’s marketplace.”

What that really means…

In Colorado, we lost a number of insurers and within Obamacare plans were eliminated causing a huge influx of panicking citizens trying and find an alternative healthcare plan given theirs was cancelled. United and Human both fled the individual market. And for example, my son was given exactly three choices for a self insured plan. Not three insurers – but three plan choices. Period. They all were on the Obamacare exchange, because many of the insurers will no longer insure individuals – and thus there is no competition, they all offered the same option, the same cost. HELLO???

Reality!

The fact that the New York Times failed miserably to investigate what they were reporting is only more fodder for the ‘Fake News Conspiracy’ perpetrated by our established media, including; Washington Post, New York times, The Economist, The New Yorker and most other Liberal news sights who prefer to post massive articles deriding Trump than they do reporting on ‘NEWS’.

The people that support Obamacare include the government officials who have private plans outside of the system, and those whose income allows them massive subsidies to the point that they pay – next to nothing. And of course, the rest of us are required to foot the bill.

As in – moi.

The other little detail that hasn’t been discussed is the great additive that allows children to be on their parent’s plan until they turn 26. Sound good? Well, it ain’t free! The cost to me for each son is about $350 each per month and the additional out-of-pocket skyrockets from $4000 to $10,600. This means if I have a surgical procedure, my individual out-of-pocket is the maximum family amount. Not my individual amount.

So. New York Times. Washington Post. I suggest next time when you make rampant accusations about media propaganda and tag other countries, you might consider the false- FAKE news you participate in on a daily basis without even attempting to research – THE TRUTH.

Perhaps that is because their own healthcare is paid for completely. Or perhaps it is because they have no dignity or ethic. In this, I take great exception as I am required to pay astronomical premiums and astronomical out of pocket costs in order to provide the government their private insurance, and in order to provide free healthcare for everyone else.

What ever happened to ‘equality’?

Cause it sure doesn’t feel equal to me. New York Times… New York Times… Anyone… Anyone… Ferris? Are you there?

Healthcare Crisis – Staggering Increases!

Health Insurance premiums for individuals are about to literally skyrocket! Posted increases range from 9% to 50%… with regulators supposedly agreeing to the rate hikes because the insurance companies claim ‘huge losses’. Oklahoma, Arizona, Minnesota, and Tennessee will bear the largest brunt with less than a handful of states getting the 9% increase. Really?

Because that’s not what their posted financial statements indicate – at all.

United Healthcare: 2016 – Boasting an increase in revenues of 12% year over year, earnings growth of 19%, cash flow up 22%, stable medical trends, increased investment, and a 25% growth in dividends! Hardly a company in crisis mode needing to increase premiums upwards of 50%.

Aetna: While their results aren’t as spectacular as United, their year over year revenue increased 8%. They made the statement in the quarterly report that increases in membership thru their Government business accounted for the most growth. But their Balance Sheet showed an interesting change. Assets increased 32% including cash offset mainly by long term debt which is most likely connected to their takeover of Humana for $37 billion in cash and stock.

Does that mean that rate increases are actually designed to help insurance companies payoff debt due to merger and acquisitions? Or is it to relieve the burden that the Government has assumed under the Obamacare initiative to provide subsidies? In either case, the cost of health care is about to implode on people whose earnings have changed little to none to compensate for this enormous increase.

Blue Cross is characterized as a nonprofit and thus their financials reflect a relatively small year to year variance in accordance with their status per state law.

Kaiser also paints a rosy picture of their membership, revenues and future reporting year over year growth of a solid 15%.

United Healthcare’s CEO has a base salary, incentives, and stock options that has varied from $102 to $21 million depending on whether/or how much of his stock options he decides to exercise. So I would guess that he is hardly in ‘dire straits’ as a result of the ‘massive heathcare losses’…

Why doesn’t the Government care about the increases? Because it would seem to NOT apply to them. In a table that provides rates for government employees by state and by carrier, the rates for 2016 vs 2017 showed little to NO increase in premium cost – and in some cases showed a ‘reduction’ in premium cost. This would indicate that the individual coverage increases are now subsidizing government employees!

In Colorado, both Humana and United Healthcare are abandoning the individual marketplace next year and those having insurance will have to find a new carrier. In some counties across the US there are NO insurance companies offering healthcare under the exchange. For example – 400,000 individuals in southern Arizona will have no choice – no insurance. And entire states are reporting that only one healthcare carrier is now offering insurance creating a monopoly of pricing in which case by case costs can vary at the whim of the carrier.

It has become what it was designed to be – a complete, utter, failure so as to usher in a massive government one issuer plan nationwide as major carriers gobble up every smaller issuer. In the end – one will remain standing. And that one will become the government’s chosen program.

Given the government option has failed so miserably in the UK and Canada where mass exodus has people flying to India and Cuba to get treatments, it is preposterous to use those systems as an example for the US. France boasts healthcare for all, but a shortage of doctors is creating an implosion. Wait times for an MRI can be over a month and a CT scan 2 ½ months. They claim a shortage of equipment, and equipment failures have resulted in thousands of deaths. While the ‘public insurance’ services everyone, the wealthy tend to purchase private insurance which offers more comprehensive care, less wait times, and thus a chasm of ubers vs. everyone else is created.

Of course salaries vary widely in the medical field in the US vs UK and EU. Doctors and nurses in the UK earn less than half what their peers earn in the US, which translates into the cost for procedures as well. And while salaries are half, the cost of living in the UK is only about 13% lower than the US.

Does Socialized medicine work?

While the individuals have benefited from lower healthcare costs in France, whose system is ranked #1 in the world, it has come at a cost. Touting out of pocket healthcare costs as nearly nothing, the system has become over-burdened and operates at a deficit despite heavy revenue from taxes. As a result, France continues to cut jobs in their national hospitals which of course increases wait times, stress, quality and effectiveness.

And while the aging populations of Germany and France have been the main source of the burden, the idea that bringing in large swathes of young refugees to populate, procreate, and become an added source of revenue as they begin to fill jobs – was incredibly short sighted. Instead, they have brought in a host of diseases that were previously erradicated.

Mirroring that system in the US would require a massive overhaul of our tax system, massive income and sales tax increases, use tax increases, property tax increases, and a standard of living cut in half.

Middle class will become the new poverty as healthcare becomes the catalyst.

Obamacare Is Working! For the Poor

Before Obamacare my annual deductible for a family was $500 and my monthly premium was about $350…  Today, my annual deductible- out of pocket is between $10,600/$20,000 and my family premium is nearly $1500 per month!

But HEY – It’s Working according to Obama…  Really?  Where?  In Uruguay?