Planned Parenthood Exposed?

Tucker Carlson recently interviewed the EVP of Planned Parenthood in what he surmised was a waste of time, and I would agree. But something was missed. While we continue to focus on the fact that Planned Parenthood performs over 330,000 abortions per year in the US, what is equally important is that they use US taxpayer funds to perform abortions in; Sub-Sahara Africa, Central America and the Caribbean, and South America.

In fact, according to their 2015-990 Form, about $12 million was spent outside of the US, $300,000 in Canada, and $9 million was spent on ‘Investments’ in Central America and the Caribbean. Total grants to Domestic affiliates amounted to $61 million. Payroll internally amounted to about $58 million, consulting fees including legal and accounting amounted to about $34 million, IT was $10 million, Office $13 million, and travel and conferences amounted to about $10 million.

That means, of their $218.184 functional internal expenses, about $70 million was disbursed to their subsidiaries including US and worldwide abortions, entailing more salaries, consultants and expenses, leaving a 68% cost to cover Administration of Planned Parenthood central.

Even worse: Again, taking into account they are a non-profit, their ending Cash amounted to about $113.6 million and Traded Security Investments were $238 million! For an organization that claims their main concern is the welfare of women, they seem to horde an awful lot of liquidity.

According to an infectious disease expert at the University of California, Planned Parenthood sells various STD test kits via their App at a cost 10 times what the test would cost at a public clinic and 20 times the cost of a federal clinic. Federal Clinics are already available for: the homeless, underserved area populations, migrants, and public housing residents. They have been around since 1991 and have 6000 sites scattered around the US. In addition, general health tests and services are available at Universities…

Seems Planned Parenthood is simply a tool for creating salaries, wages and expenses for services that are already available for those who have no money or access to healthcare…

They paid about $7.6 million in fees and $7.5 million of expenses to raise $64 million from donors. But for a non-profit, their assets and spending habits are a bit interesting:

They sold a ‘condo’ which they claim was their NY office space for $69.6 million!  Nice Digs.

While they are affiliated with and control a number of Trusts as well as a C Corporation, they also control a number of tax exempt organizations, including three engaged in political activities, an Obamacare canvassing group, an advocacy group and an ‘Anonymous’ real estate LLC, whose name is “434W33CHC, LLC”.  Why would they require anonymity?

According to Lifetime News, Planned Parenthood had committed to performing over 273,000 abortions in specific African regions by 2015. With the media lavishing over the Zika Virus, Planned Parenthood immediately stepped in and cried for abortions on demand in Brazil, El Salvador, and elsewhere throughout the Central and southern regions of South America, Haiti, and the Caribbean with the help of the UN.

According to Planned Parenthoods website, they charge about $1500 per abortion ‘often less’. At the $1500 cost * 332,000 abortions, that would amount to revenue of $498 million. Let’s discount the cost to an average of say $1000. That would amount to annual revenue of $332 million.

They claim that most of their work is in healthcare and STD testing performing over 2 million per year with an average cost of $30 for outside lab and about $25 to Planned Parenthood. The revenue for that would amount to $50 million.

So which procedure is more profitable?

And lastly, it should be noted that Planned Parenthood prepares its own financials and tax forms internally – then sends them to an outside accountant for ‘review’, not audit.

Middlebury Riots – a generation of daycare children?

Watching the latest Middlebury riots, the level of violence in our youth seems to have reached levels of entitlement without consequence. And this unruly behavior is rooted – at home – with parents. It is the parental responsibility to teach values and ethics to their children beginning in the home – so that they understand it is not tolerated, not permitted, and will have consequences. Unfortunately, it would seem that consequences in the home – in the schools – and now in the universities is non-existent.

Why?

Perhaps the correlation is that more and more our kids are not raised by parents, instead they are raised by institutions, as in DayCares. Not unlike the State raising children without moral boundaries, love, discipline, or virtue.

According to The National Center for Education Statistics, just 13% of children in the US get home-based relative care. This doesn’t mean a parent, it simply defers to ‘any relative’.

Twenty five years ago when daycares shifted from the helping hand to the prime parent, psychologists insisted there would be no ramifications. Instead they sought to encourage this altered state of the Family. They promoted daycares as a good, healthy, social environment. And they derided the home based mother as repugnant for holding their child back from an opportunity!

It’s much like Dr. Spock who decried that actually embracing or kissing your child could lead them into becoming a clingy cry=baby ninny. Or when our esteemed government told mother’s that formula was far superior to breast milk – and an entire generation was raised without antibodies to fight diseases.

We are now forced to live the consequence of this very stupid psychological mumbojumbo MESS.

New studies show that:

1) Children who attend daycare centers tend to exhibit more behavioral problems

2) Age of entry and quantity of time spent in daycare are directly correlated responses to the problem behavior

3) Children who spend more time in daycare more likely to exhinit negative behavior

4) Children in daycare during infancy linked to lower cognitive scores.

5) Extensive daycare experience associated with insecure attachment to mothers.

6) Parents who put their children in daycare are less likely to discipline and provide parental guidance to their children

7) Daycare children were more likely to have academic school problems, health problems as well as advanced behavioral problems.

OOPS! I guess all those expert psychologists from 25 years ago were all dead WRONG.

Further studies have shown that there is also greater inability to engage in a relationship. The new generation doesn’t want kids. They don’t want a family. Their entire world is conceived of self.   Another fabulous concept ingrained by the psychology kingdom. Self books, self need, self desire, pay attention to self, self is everything – until those selves become infatuated with nothing else.  It is an addiction – self absorption.

Daycare was not created to replace mom and dad, it was created to assist single mothers who needed to get off welfare and train in some employment capacity. But the media led us to believe that if the wealthy could have nannies, daycare was the middle class nanny so that moms could tend to ‘self’.

Growing up in a daycare is really not much different than growing up in an orphanage. Twelve hours each day under state rule, only to be taken home by a weary, exhausted mom who just wants to put their child to bed.  I remember when I had my daycare center and moms petitioned for me to have weekend overnights at the center for their children so they could go to bars, and parties and such…   I didn’t.

So if you want to know why these ‘children’ are now rioting at Berkeley, Ferguson, Middlebury, etc…, they have no discipline structure – and the Universities are so afraid they might lose money over disciplinary action, they fall further into an existential trap.

Odd Segway: Remember how the entitlers strove to shut down Ivanka Trump’s clothing line causing many department stores to pull her line? The retailers acted out of fear and succumbed to the bully tactics. But the result has been that her line is doing famously! And in the end, the retailers have lost sales , lost income, and lost respect as the majority spoke.

Imagine what support a university might find if the conservatives discovered that the school actually had values and consequences, and bullying, violent, bratty children – were no longer tolerated?

Cancer and Diseases Rising in Young Adults!

Articles are suddenly sprouting about the rise in rates of colon and rectal cancer among our youth. The reason?  Diet and Environment. Which translates to the same place – chemicals/pesticides that leach into our food and our environment that are known toxins and yet still widely used.

There are 40 known cancer causing toxins being used in our school classrooms each and every day! They are associated with Kidney and Liver damage, birth defects, neurotoxicity, thyroid disruption, reproductive disruption and just – Cancer.

Do you think there is a connection?

Do you think there is any chance anything will be done?

While our esteemed FDA an d EPA are miffed that all their hard work in nationalizing our food and water and land they forgot about the real tragic pollutants that are decimating our youth.

There is a solution – Homeschool and Organic. But the vast majority of our population refuse to consider those options, and so they demand more vaccines, more prescription meds, instead of actually considering the death march that is assaulting us.

The pesticides are sold as household products to kill insects, weeds, crab grass, etc.., they are used on golf courses, in wood veneers, mosquito control, mold, algae, and used in the production of lettuce, alfalfa, hay, rhubarb, endive, berries, artichokes, legumes, Christmas trees, potatoes, and stone fruits (peaches, plums, apricots, nectarines).

For me that’s a big part of my diet. And for young people who think they are eating healthily, they are instead being poisoned.

But it doesn’t even stop there. BPA which came on the market in the 1950’s is used in plastic bottles, the lining of cans, plastic wrap and cashier sheets. The EPA says it is perfectly safe for humans … except it is banned from all baby products. In my world, babies are humans and if it isn’t good for them – it isn’t good for anyone!

Of course, not to be left high and dry, manufacturers created a substitute for BPA, BPS. But BPS is apparently just as harmful, affecting the hormonal and endocrine system and crossing from mother to baby via the placenta decreasing pre-birth growth.

According to The American Cancer Society, people born in 1990 have double the risk of contracting rectal cancer than people born in 1950 had during their 20’s and 30’s. While the rate of colon cancer has declined in recent years, the decline is not because the disease is less likely, it is because of early detections due to screening. But young people aren’t screened, so their rates have steadily climbed and are suggested to continue that trend.

In fact, nearly all cancers are rising, a footprint that can find it’s love-matc in the more and more expansive use of chemicals – pesticides and – herbicides leaching into our food, water and air.

When monitoring and evaluating a particular pesticide, a critical factor that the EPA does not consider is the effect of ’40 CHEMCIALS’.   One chemical may be deemed low, but add 39 more that are varied from low to high and you have a veritable Molotov cocktail!

It seems a natural consideration, but then the EPA is not a natural defender of humans, instead they have become a proponent of chemical manufacturers. Monsanto and Bayer and DOW and DuPont and Syngenta are the groomers.

And in a perfectly corrupt world, they would be working in collusion with the big pharma giants as one creates the disease and the other creates a drug for the disease… But no one considers a – cure.

NHS vs Obamacare… lose, lose

While the White House is tackling our bloated Healthcare system, comparisons are typically made to various EU Socialist countries, Socialist Canada, and Australia. Thinking a bit outside of the box, what if the problem was tackled from infancy, instead of middle age?

In other words, what if Medical Education was the port needing the overhaul?

In China and Russia, medical education is heavily subsidized costing about $3000 to $6000 per year. As a result, China has a growing population of doctors from inside as well as outside who can then not be laden with such astronomical debt, the care cost must be proportionate to their debt.

Because of the influx of students from around the world, China resolved to teach their students in ‘English’! A universal language!

In the US the incentivizing is based on making people sicker and more addicted to medication, so as to artificially increase earnings.   A more rational approach would be to revert to ages ago when the incentive was based on cure rates instead.

Hospitals in the US are a verifiable mess. If health insurance is a Federally mandated and subsidized institution, then there should be no ‘out-of-network’ at all, because the Federal Network is the United States.

Secondly, Administrative costs in the US are higher than any other country. Why? Salaries and coding are the predominant factors. Coding is ridiculously complex because each insurer has their own coding, and each plan within each insurer has a separate coding. This implies that each plan charges a different amount for the same service.  And today, there are hundreds of plans within each insurer.

It wasn’t that long ago that when you were insured by Kaiser, that WAS the plan. Now you are required to pick out of a candy shop assortment. While the insurers believe this will save them money, it ramps up administrative costs disproportionately.

Salaries? The Executive list is pretty daunting; CEO, COO, CMO, CFO, CIO, PCE, NSE, MCE, HRE, PSE, SSE, ACE, FE, LSE and ME. Whew!   Of course each of these executives have a staff to manage as well. Then come the doctors, specialists, nurses, PPA’s, Imaging, etc… etc… etc…

The CEO salaries range from about $600,000 to over $10million. A good place to start draining the swamp.

The Socialist methodology is not only failing, it has proven to be dangerous as well. In the UK, the NHS, government sponsored healthcare program has been in a death spiral for over a decade. Private insurers came alive but they were an added cost so they only benefited the wealthy.

Today, hundreds of thousands are protesting the proposed privatization of the UK health system. It is a definitive conundrum as organizers protest that privatization will increase costs… but of course deficient costs are what caused the spiral of the Socialist policy in the first place. In addition, the protestors blame the government for mismanaging the healthcare system – while simultaneously demanding that the government manage the healthcare system…

You can’t have it both ways – but that would seem to mirror our own political climate in the US.

And while the Singapore system is hailed as one of the world’s best, it is not without it’s own set of woe-oh-my-goshes. Apparently they had to institute a Safe Hospital Campaign with armed guards because relatives of patients were storming hospitals and killing the doctors for not saving their relation and demanding their ‘bribe’ money be returned. In 2012, assaults on doctors averaged over 27 per hospital per year. And a survey of 316 hospitals revealed that 40% of the staff planned to quit as a result of the violence.

In Sweden, wait times can be upwards of two years… with many residents traveling to France and Germany for their care. In the UK they went to India. With the influx of migrants and diseases, the pressure on hospitals in these countries is set to split at the seams.

Providing free care to a million+ refugees, well, someone has to pay, because in real life – nothing is free.  Diseases being tagged?  Syphilis, gonorrhea, TB, leprosy, polio, measles, mumps, scabies, hepatitis, cholera, malaria, etc…  And while our dutiful ‘Snopes’ says no way – the CDC says otherwise.

EPA and FDA – Corrupted and Trashed

In their infancy, as in ‘Once Upon A Time’, the FDA and the EPA had high standards and great benefits. They were created as monitors for the public as a result of scams and corruption that caused injurious harm and/or resulted in death.

Today, the same agencies that were created to save us from corruption, collude to defraud us. With burgeoning budgets and unnecessary employees, they have become just another toxic part of the government landscape.

How quickly we forget. It was just 3+ years ago in 2013 when the federal government shutdown occurred. The EPA itself declared that of its roughly 16,200 employees, only 1600 would be considered ‘essential’. That translates to 93% were considered useless or nonessential by its own executives.

In the corporate world that is called – waste.

In fact, the shutdown – which occurred during Obama’s watch and was not Bush’s fault – found that 800,000 government workers were actually considered ‘nonessential’.

The FDA furloughed 45% of its workforce as nonessentials.

The problem is the inherent evolution when oversight becomes a back scratching, personal vendetta, agenda, or simple bribe. And suddenly, it is the new normal and fixing the situation means gutting it and starting fresh. It is the same bureaucracy that mashed out a disastrous Obamacare that is bankrupting middle class. Ben Carson actually read the 20,000+ page mandate, something apparently no one else in Congress chose to do before signing it into law.

The “D” part of the FDA is no different. We have come to accept the host of possible side effects of drugs, many of which include cancer and death.   Supposedly, the benefit outway’s the risk. But then we are also plagued with fraudulent studies conducted by corrupted officials and faked studies by corrupted officials, studies that omit data, and studies that are just plain ridiculous.

How do you fix a broken system?

  1. you don’t ask the good ole boys…
  2. you follow through on consequences
  3. you make the consequence outweigh the corruption
  4. you increase competition in the generic market
  5. you create a better more definitive definition for ‘efficacy’
  6. look internally into the qualifications and value of staff
  7. oversee the approval process with science instead of politics
  8. fast track litigation consequences – put the fear of God into the pharma’s

The EPA is perhaps – worse. With even larger nonessentials, backlashes of ‘accidents’, nonqualified staff, and pending lawsuits, the EPA is a verifiable ‘MESS’.

How do you fix the EPA?

  1. fire everyone and start over!

Let the bludgeon come down. Sometimes an organization is just too messed up to ‘fix’, and needs to be eliminated so as to start afresh. Riddled with waste and corruption the EPA has exerted a power freak, control freak agenda that is borderline absurd. To the point that they just recently relaxed the rules that now allow a homeowner to collect rainwater on their own property. (All the water in the sky and ground belong to the government…)

The water-grab by the EPA is so vast that the it allows them to control construction, property evictions, egregious fines, and more in their oversight of streams, ponds, and even runoff. Most opponents consider this to be a tyrannical power grab that puts the public at mercy for water and the government as the King.

Where there is government – there is no completion – and thus the power-grab is complete.

Repealing Obamacare – Truth vs Fiction

The media is blasting a ‘nonpartisan’ report released by the Congressional Budget Committee in which they headline, “18 million people will lose healthcare coverage in the first year and premiums for individuals will double in a decade”!  Perilous news!

Pure Trash.

But the report is making the claim based on a very large caveat: That no replacement healthcare plan would be put in position! And that has never been the strategy. The entire article is so incredibly misleading because it ignores the obvious – the replacement plan. And so, in essence the headlines and article are basically – FAKE NEWS.

Rand Paul has created an alternative plan. And while it may need tweaking, there is no intention of simply having ‘nothing’. The CBO report is based on 2015 jargon that claims Trump would simply drop Obamacare like a rock and leave people stranded. That has never been the mandate, aka he commissioned for an alternate and has one on his desk.

So why would the media release a fear mongering report based on outdated politics within a ‘nonpartisan’ partisan government office days before the Trump Inauguration?

To Spike Hate, Chaos, Fear and Anarchy.

The Washington Post is claiming that Trump promised a plan of replacement, but because Trump didn’t give the Washington Post details, they are jumping on a report that is nearly two years old and has no relationship to Trump whatsoever. It’s like they are mixing metaphors…

First.   The CBO review states that 18 million people would be reduced from coverage. What they fail to mention is why? The reason would be because many young people don’t want healthcare insurance, they can’t afford the monthly and their alternative is a mandated penalty.   The report is based on eliminating the Penalty. Thus they ‘estimate’ 18 million people would opt out – it’s called freedom of choice.

Secondly. They make the assumption that 10% of the population would live in areas where “they had no insurer participating in the nongroup market”.   But that’s already been happening under Obamacare. United, Blue Cross, Aetna have been mass exiting the individual marketplace because the youth market isn’t supportive of the aging sick market.

Thirdly. They claim premiums would go up in the nongroup market by 20-25%. But they did already this year under Obamacare! And in some market places they went up 45% this year!

The entire report is based on enacting a Bill; HR3762 that was proposed in 2015.

So before the media goes topsy-turvy over – gasp – a CBO report commissioned in 2015, that took nearly two years to finalize, check out the Truth.   And why did it take nearly two years to complete anyway?

Michelle Obama – Obesity Success Campaign

Obesity rates in the US have been on a steady climb since 1980 despite efforts to reverse the trend or even stabilize the epidemic.

In 2010, Michelle Obama launched a campaign called Let’s Move to try and educate the public about good nutrition and exercise. The main attribute of her ‘campaign’ was the introduction of a picture of a plate with charts indicating what food groups should be on the plate, and a website to recommend nutritional foods within each group.  Basically, the exact same nutrition guideline that has been in place for decades…

Still, the media clambered aboard the Michelle train citing her vast accomplishments as First Lady.  However, every citation actually references this ‘campaign’ as a monumental success.   So in essence, this is her One claim to fame, beating obesity.

Unfortunately, it has failed. According to statistics, 35.8% of the US population was identified as obese in 2010 when the campaign was launched. Today, according to the CDC, that rate has climbed to 37.9%!   The ‘campaign’ the NGO’s have NOT mitigated the problem at all.  It is in fact, a resounding FLOP.

Why did it fail?  Because it did not truly address why we are obese?

In 1980 the fast food industry generated about $239 billion annually. Today that number exceeds $783 billion, a 328% increase.   During this same time frame, obesity has more than doubled. But it’s not just the fast food, calorie intake has spiked, processed food has spiked, chemical additives have spiked, inactivity has spiked, and sugar is in everything from condiments to flavored dairy to soups and just about everything in your pantry.

Sugar and high fructose corn syrup have become so perverse they are now additives in such things as horseradish, soy sauce, yogurt, juices, mayo, mustard, coffees, etc…   Sugars have the addictive effect of causing a person to constantly crave more, like an opioid.  Our system has no idea how to process the chemicals and stores the sugars, thus we have lost the ability to regulate our own system and bodies naturally.

Enter the Pharma Industry – the BIG FIX.

It’s become big business and isn’t going away until demand – demands it.

Michelle’s ‘campaign’ partnered with Partnership For A Healthier America, Inc, a nonprofit that proclaims to be working the private sector to eradicate childhood obesity. It’s President, Lawrence Soler, is a lawyer – not a doctor or nutritionist. And a quick perusal of their 990 indicates that it’s spending habits are less than admirable:

1) Payroll and Payroll expenses account for 38% OF Expenses

2) Advertising – 29%

3) Conferences ate up 10% of expenses

4) The balance went to office expenses, legal and that catch-all “Other”.

5) They have accumulated quite a pool of cash and receivables representing 89% of their assets offsetting a relatively small liability status.  Which makes them ‘glutonous’!

6) Despite a lease arrangement in the exclusive 2001 Pennsylvania Ave., DC Foggy Bottom District, which they apparently share with Bank of America, their assets include a building they bought for roughly $850,000?  Why?

7) The CEO is raking in a modest $439,000

8) Despite the fact that this 501©(3) is raking in $2 million in profits, and hording nearly $9 million in cash, it continues to hire non-paid interns and volunteers because they claim to not be able to afford employees.

In addition, within all the hypocrisy of the obesity issue that media pundits claim is an over-whelming success for Michelle Obama, there are numerous reports claiming she has had a number of cosmetic surgeries including liposuction, tummy tuck, and various facial alterations. While she doesn’t confirm or deny the surgeries, she does state that she believes that whatever a person does to cosmetically alter themselves, is their choice to make them feel better.

Sort of defeats the entire narrative of nutrition and weight according to natural means agenda? Or of being happy with yourself in the body God gave you…

But then, FAKE news would like us to believe an agenda – instead of TRUTH.

Politicians Move Over

My daughter-inlaw’s doctor is retiring this year. Not because he wants to, but because it just isn’t worth it any more. He claims his income has barely changed since the 1980’s! Costs have risen exponentially. Insurance, rent, equipment he can’t afford. And in doing a bit of research, I find he is absolutely right!

While the increase for primary care and ob-gyn’s flattened to a growth rate of just 9% over the last three decades – total, malpractice insurance has taken a heavy toll with rates running as low as about $15,000 annually, to over $120,000.   Beaten up by lawyers and insurance companies, doctors are calling it quits.

Slamming doctors for gouging their patients on their $150,000 salary, we fail to even flinch over the compensation package for United Healthcare’s CEO who made $66 million in 2014 (this doesn’t even touch the other executives). That would cover 440 doctors salaries per year… Of course, United is whining about losing money… despite health insurance premiums rising about 300% over the last decade.  Sounds like massive mismanagement to me.

Add to the fray the burnout rate for doctors in the US and the numbers are staggering, ranging from 40% to 53%! In addition, in a survey they stated that the number one cause of their burnout and bias was that their patient had emotional problems including maligning the doctor, demanding drugs, and entitlement. The second cause of burnout was patient obesity, third was ability to comprehend or intellectual barriers.

In the US, 33% of doctors are over 50 and 25% are over 60. The profession that was about ‘helping people’ has churned into a cog of assembly line medical practices dictated by insurance companies, pharma companies and regulators. As a result, a massive shortage is predicted to take hold in the next 3-5 years.   Sixty percent of doctors predict that the entire practice of medicine is in jeopardy.

While nurses and PA’s were supposed to alleviate the pressure and load, they are reporting equal burnout themselves. As more doctors retire, those left will be handed an even heavier burden, raising their burnout, and the domino effect could conceivably spiral out of control.

Taking with them will be the malpractice attorneys who have a smaller base to sue in order to provide their income, raising the bar for higher value lawsuits, higher malpractice premiums, and… implosion.

This is what happens when politicians run countries instead of businessmen. I am reminded of a time when my son’s teacher marked him an F because he left his paper in his locker and she refused to let him get it. When I challenged her decision, a board of teachers faced me off and told me they were just teaching him a lesson of how life worked in the real world work force…

Of course, none of these ‘teachers’ had spent one day in the real world work force or they would have known that a boss would NEVER fire an employee who left their briefcase in the car – they would simply groan and tell them to retrieve it – like any normal human being!

Unfortunately, when you work for the politicized government, it would seem that normalcy is left at the door.

Even Sarah Palin’s ridiculous tantrum over Trump giving a tax break to one company in order to entice them to stay in the US, was rife with political mentality. She would prefer that Trump follow the dictum of rules that requires years if not decades to change…while giving lobbyists a chance to make any bill impossible to pass as they load it down with thousands of political additives – a Molotov cocktail.

China’s military spending is massively dwarfed by the US, which doesn’t include NATO – 400-500% greater! What do they do with their surplus? Expand their economy through business relations. Ditto – Russia. So while our own economy is drained, the very competitors we condemn are allowed to grow exponentially.

Business people understand what Trump is doing, politicians don’t. And politicians have created the massive mess we are in today – and that would include both parties.

Obamacare – Reality vs Fake News

Dissecting the Truth of Obamacare: AGAIN.

The New York Times has reported that: “The Obama administration said last week that over the first 12 days of open enrollment, plan selections in the states that use the federal marketplace were up by about 5 percent compared with the same period last year. Some of the states that run their own marketplaces have reported brisker business: In Colorado, sign-ups are running 30 percent higher than they were at this point in the last open enrollment period, according to Kevin Patterson, the chief executive of the state’s marketplace.”

What that really means…

In Colorado, we lost a number of insurers and within Obamacare plans were eliminated causing a huge influx of panicking citizens trying and find an alternative healthcare plan given theirs was cancelled. United and Human both fled the individual market. And for example, my son was given exactly three choices for a self insured plan. Not three insurers – but three plan choices. Period. They all were on the Obamacare exchange, because many of the insurers will no longer insure individuals – and thus there is no competition, they all offered the same option, the same cost. HELLO???

Reality!

The fact that the New York Times failed miserably to investigate what they were reporting is only more fodder for the ‘Fake News Conspiracy’ perpetrated by our established media, including; Washington Post, New York times, The Economist, The New Yorker and most other Liberal news sights who prefer to post massive articles deriding Trump than they do reporting on ‘NEWS’.

The people that support Obamacare include the government officials who have private plans outside of the system, and those whose income allows them massive subsidies to the point that they pay – next to nothing. And of course, the rest of us are required to foot the bill.

As in – moi.

The other little detail that hasn’t been discussed is the great additive that allows children to be on their parent’s plan until they turn 26. Sound good? Well, it ain’t free! The cost to me for each son is about $350 each per month and the additional out-of-pocket skyrockets from $4000 to $10,600. This means if I have a surgical procedure, my individual out-of-pocket is the maximum family amount. Not my individual amount.

So. New York Times. Washington Post. I suggest next time when you make rampant accusations about media propaganda and tag other countries, you might consider the false- FAKE news you participate in on a daily basis without even attempting to research – THE TRUTH.

Perhaps that is because their own healthcare is paid for completely. Or perhaps it is because they have no dignity or ethic. In this, I take great exception as I am required to pay astronomical premiums and astronomical out of pocket costs in order to provide the government their private insurance, and in order to provide free healthcare for everyone else.

What ever happened to ‘equality’?

Cause it sure doesn’t feel equal to me. New York Times… New York Times… Anyone… Anyone… Ferris? Are you there?

Healthcare Crisis – Staggering Increases!

Health Insurance premiums for individuals are about to literally skyrocket! Posted increases range from 9% to 50%… with regulators supposedly agreeing to the rate hikes because the insurance companies claim ‘huge losses’. Oklahoma, Arizona, Minnesota, and Tennessee will bear the largest brunt with less than a handful of states getting the 9% increase. Really?

Because that’s not what their posted financial statements indicate – at all.

United Healthcare: 2016 – Boasting an increase in revenues of 12% year over year, earnings growth of 19%, cash flow up 22%, stable medical trends, increased investment, and a 25% growth in dividends! Hardly a company in crisis mode needing to increase premiums upwards of 50%.

Aetna: While their results aren’t as spectacular as United, their year over year revenue increased 8%. They made the statement in the quarterly report that increases in membership thru their Government business accounted for the most growth. But their Balance Sheet showed an interesting change. Assets increased 32% including cash offset mainly by long term debt which is most likely connected to their takeover of Humana for $37 billion in cash and stock.

Does that mean that rate increases are actually designed to help insurance companies payoff debt due to merger and acquisitions? Or is it to relieve the burden that the Government has assumed under the Obamacare initiative to provide subsidies? In either case, the cost of health care is about to implode on people whose earnings have changed little to none to compensate for this enormous increase.

Blue Cross is characterized as a nonprofit and thus their financials reflect a relatively small year to year variance in accordance with their status per state law.

Kaiser also paints a rosy picture of their membership, revenues and future reporting year over year growth of a solid 15%.

United Healthcare’s CEO has a base salary, incentives, and stock options that has varied from $102 to $21 million depending on whether/or how much of his stock options he decides to exercise. So I would guess that he is hardly in ‘dire straits’ as a result of the ‘massive heathcare losses’…

Why doesn’t the Government care about the increases? Because it would seem to NOT apply to them. In a table that provides rates for government employees by state and by carrier, the rates for 2016 vs 2017 showed little to NO increase in premium cost – and in some cases showed a ‘reduction’ in premium cost. This would indicate that the individual coverage increases are now subsidizing government employees!

In Colorado, both Humana and United Healthcare are abandoning the individual marketplace next year and those having insurance will have to find a new carrier. In some counties across the US there are NO insurance companies offering healthcare under the exchange. For example – 400,000 individuals in southern Arizona will have no choice – no insurance. And entire states are reporting that only one healthcare carrier is now offering insurance creating a monopoly of pricing in which case by case costs can vary at the whim of the carrier.

It has become what it was designed to be – a complete, utter, failure so as to usher in a massive government one issuer plan nationwide as major carriers gobble up every smaller issuer. In the end – one will remain standing. And that one will become the government’s chosen program.

Given the government option has failed so miserably in the UK and Canada where mass exodus has people flying to India and Cuba to get treatments, it is preposterous to use those systems as an example for the US. France boasts healthcare for all, but a shortage of doctors is creating an implosion. Wait times for an MRI can be over a month and a CT scan 2 ½ months. They claim a shortage of equipment, and equipment failures have resulted in thousands of deaths. While the ‘public insurance’ services everyone, the wealthy tend to purchase private insurance which offers more comprehensive care, less wait times, and thus a chasm of ubers vs. everyone else is created.

Of course salaries vary widely in the medical field in the US vs UK and EU. Doctors and nurses in the UK earn less than half what their peers earn in the US, which translates into the cost for procedures as well. And while salaries are half, the cost of living in the UK is only about 13% lower than the US.

Does Socialized medicine work?

While the individuals have benefited from lower healthcare costs in France, whose system is ranked #1 in the world, it has come at a cost. Touting out of pocket healthcare costs as nearly nothing, the system has become over-burdened and operates at a deficit despite heavy revenue from taxes. As a result, France continues to cut jobs in their national hospitals which of course increases wait times, stress, quality and effectiveness.

And while the aging populations of Germany and France have been the main source of the burden, the idea that bringing in large swathes of young refugees to populate, procreate, and become an added source of revenue as they begin to fill jobs – was incredibly short sighted. Instead, they have brought in a host of diseases that were previously erradicated.

Mirroring that system in the US would require a massive overhaul of our tax system, massive income and sales tax increases, use tax increases, property tax increases, and a standard of living cut in half.

Middle class will become the new poverty as healthcare becomes the catalyst.