ObamaCare vs Supreme Court: Universal Health on the Table

Today, the Hearings for Amy Barrett are all about health care.   Why?   The liberals are tearfully projecting stories of children with significant diseases whose survival can only be assured if Obamacare is not overturned by the Supreme Court.     Essentially, they seem to be trying to convince Mrs. Barrett that she will rot in Hell for murdering children if she should dare to put a pinky finger on the existing health program.

Few even remember what life was like before Obamacare.

In 1960, 70% of the US population had ‘some sort’ of health insurance.   Annual expenditures for health care capped at $9 billion.   Today, roughly 26 million people are uninsured – which coincidentally coincides with the estimated number of illegals in the US.   The annual expenditure for health care is now over $1.3 trillion!   Expenditures have increased 45% since the implementation of Obamacare – and 14,655% since 1960.

That’s not health care – that’s BIG BUSINESS!

In 1960 the biggest killers were: heart disease, cancer, and stroke.   In 2019 the biggest killers were: heart disease, cancer and stroke.   The average life expectancy in 1960 was 80.   The average life expectancy in 2019 – 80.   What has changed?

Labor estimates show 16 million Americans are employed in the health industry.   By 2026, that number is expected to increase to 20 million. In 1960, not-for-profit hospitals contracted volunteers to assist in the menial tasks… my mother was one of them.   Volunteers represented 60% of the total staff.   The petition to persuade employers to cover the cost of health insurance began in 1960.

The medical industry is the number 2 employer in the US. The number 1 employer is the government: Federal government workers represent about 12% and state and local 7% for a total of 19% of the total labor force.   Another Big Business.   Our tax dollars PAY for 19% of the employees whose wages and benefits are significantly higher than the average wage earner.   The average compensation for all workers is roughly $50,000 and for federal workers it is $70,000.

Why is Obamacare really so important to the liberal agenda?

Before Obamacare – subsidies were relegated to Medicaid only.   Before Obamacare – only those who wanted insurance had insurance.   Personally I didn’t have insurance until I reached 40. I paid for my babies cash out of pocket totaling about $3000 each.   Today that wouldn’t be possible. The uninsured cost to have a baby is between $30,000 and $50,000.

In other words – you have to have insurance!

Five states are already working to provide a state-run public option to Obamacare; Washington, Nevada, Minnesota, New Mexico and Illinois.  This ‘public-run’ would still qualify for the subsidies in place under Obamacare, but the states, not the private insurers would reap the rewards.   State run hospitals already exist, but they typically handle Medicare and Medicaid customers.

Example:

Elmhurst Hospital:   Elmhurst is run by the public corporation, Health + Hospitals as a nonprofit.   In addition to the 11 acute care hospitals, they operate 5 nursing homes and 6 treatment centers serving primarily the poor.   Revenues top $11 billion with net profit of $31.8 million in 2019 and projected deficiencies for 2022 thru 2024 of $128 to $301 million each year. Salaries, benefits and pensions account for more than 80% of revenues.   Without Obamacare and Medicaid subsidies, the system deficits are likely to be quite larger.

Elmhurst, was the beneficiary of thousands of the CoVid death tally. While the Health + Hospitals Corporation holds five nursing homes, Gouverneur is likely the one fulfilling the Cuomo mandate of hospital transfers.   Recent reviews from 2019 indicate under staffing, lack of care, patients untended, improperly drugging patients, lack of communication, etc…   Their website posts an award from Newsweek – “Best Nursing Home 2021”… Guess someone didn’t proofread.  Of course a few of their other nursing homes were also the recipient of this exact same award…  Imagine that!

Featured Image:   Latest news release August 2020 attests to an arts and medicine project to paint murals. Notice the masks and social distancing…

Could it be that the public hospitals were being fed from the same corporation’s public nursing homes?   Likely yes.

New York represented nearly 16% of total deaths – most occurring in state hospitals that catered to Medicaid patients and were thus able to siphon the additional CoVid funds for care. Hospital patients service demographics: 59% Hispanic, 19% Asian, 11% white and 8% black.

Ultimately, this is the same system that they want to force feed every state in an attempt to follow the UN mandate of Universal Healthcare. To date Governor Cuomo is refusing to comply with DOJ requests for documents related to CoVid deaths at hospitals and nursing homes.

US Healthcare – vs Health Insurance

An interesting query/comment was put before me today that sparked the need for a blog – Healthcare vs Health Insurance – as a mandate. How could a basic coverage plan work and still be fair?  

  1. Basic coverage would exclude prescriptions, cosmetic procedures, dental, vision, and ambulance services. Long term care would also not be covered.
  2. Individuals making less than a specified amount, lets say $50,000 per year, would pay into the system a percentage of their gross income. All others would pay a progressive flat fee with a cap. Tiers for family’s would be progressive up to a maximum of two children per couple. All couple’s with more than two children would pay a flat fee for each successive child.
  3. Insurance company’s would no longer be the middleman unless someone wanted supplemental insurance coverage through an independent private insurance company.
  4. In order to access coverage an insurance card would be issued to each individual including children, with a picture updated annually.
  5. Medicaid and all forms within that conversation would be eliminated.
  6. Servicemen would be covered with the military picking up the cost 100% for any member earning below a threshold – say $50,000.
  7. The VA would be eliminated.
  8. Congress would NOT vote on the proposal, instead a vote would be made by all legal taxpayers, their status verified via a comparable analysis of Social Security numbers within the IRS computer system.
  9. In order to make this work over the long haul, the entire government pension system would be – eliminated. This would be voted on by taxpayers, not Congress.
  10. The government would fix the value of services.
  11. The cost of prescription drugs would be tied to a global mean amount so that US citizens are no longer subsidizing the world’s cost.
  12. Medicare would remain intact.

Currently, the federal government spends $1.1 trillion for healthcare, $583 billion for Medicare over receipts, and $430 billion for all other healthcare. Individuals cough up an additional $2.4 trillion per year. Of course this includes the average annual expenditure of Hollywoodites requiring $500k of plastic surgery per year, so the number has some skew room.

It is estimated that the US spends about $12,000 per year for each person on healthcare. That is double the next developed countries output.   That would indicate that the US spending could be cut in half from $3.5 trillion to $1.75 trillion which includes ‘Hollywood excesses’.

However, simple averages in healthcare spending do not necessarily reflect true cost:

According to Kaiser, “In 2016, 5% of the population accounted for half of all health spending. The 5% of people who spend the most on health care spend an average of around $50,000 annually; people in the top 1% have average spending of over $109,750. At the other end of the spectrum, the 50% of the population with the lowest spending accounted for only 3% of all total health spending; the average spending for this group was $276.”

Even when comparing spending for people over the age of 65, 10% of that population accounted for 50% of the spending. People with a prior diagnosis of a disease spend upwards of 300% more than those currently diagnosed. And spending costs for those over the age of 65 is 2-3 times greater than those aged 35-45.

Between 2010 and 2016, Health insurers saw an increase in revenue from Medicare and Medicaid surging from $92.5 to $213 billion – an increase of 77% with the advent of Obamacare.   That income is mostly generated by taxing taxpayers to pay for the splurging costs incurred by those who have no wage, illegals, and/or welfare recipients.

As of 2017, the top six executives at United Healthcare raked in $1.75 billion in compensation.

In 2017, the US national gross income was roughly $19.6 trillion. From a simplistic standpoint, even an 8% tax levy on all gross income would pay for the entire healthcare costs assuming the above reductions in cost put the total annual cost on par with developed countries. If Trump’s tax overhaul were to bring back to the US income that is currently untaxable in foreign off-shore accounts, the flat percentage would be even lower.

How did Health Insurance even arrive in the US?

The brainchild result of FDR’s policies, insurance was invoked because FDR levied price and wage controls that stagnated capitalism in the employment industry.   In order to provide a benefit that another employer did not, so as to encourage a higher tiered worker, companies opened Pandora’s Box for the Insurance scheme.

Founded in 1929, Blue Cross and Blue Shield was the brainchild of Democrat Justin Ford Kimball.   As VP of health care facilities in Dallas Texas, the recipients were teachers who were guaranteed 21 days of hospital care per year for $6.   The tax exempt status of Blue Cross helped achieve increased costs.   At the time, it is estimated that the above average wage earner spent roughly 2%-3% of their income on healthcare.   Most people utilized friends, neighbors, midwives, Indian medicine, herbal cures, etc…

Eliminating the Middleman is key to lowering healthcare costs.   Obamacare did the opposite, it made more money for the Insurance Industry while enslaving the worker and businesses to an ever burgeoning cost that is now double any other industrialized country in the world.

Double. Let that sink in.

Simply rolling back Obamacare will NOT have the reduced cost effect that is necessary to bring the healthcare of the US to par.   And while this is not Medicare for all, or Universal coverage, it is an elimination of a middleman that has profited serendipitously at the expense of you and I.

My annual percentage is now over 20% of gross income.