federal pensions

The White House. Social Security Fraud. Boomers to Blame.

Posted on by Helena

Matt Walsh, a 40 year old who never went to college, has never taken any advanced coursework in finance or economics, thinks demonizing Boomers is the new game in town. Apparently, Boomers are really ‘stupid’ for allowing Social Security to become a near death experience.  Walsh ‘blames’ Boomers for not taking the initiative to end Social Security decades ago given it is going to bankrupt his children.  Walsh is worth somewhere between $9million and $18 million – earned as a ‘blogger’ and children’s book writer.

The Federal Government under Democrat rule and under republican rule has been warning Americans about the near solvency of the retirement fund for decades – and yet never amended a word or even attempted to revise the standing.  Why?  Because any excess collections became a slush fund for War.

Rife with fraud, not one government official ever rooted out the corruption.  Not one government official gave a shiitake mushroom. Why? Because no one was talking about rooting out fraud in Pensions which are typically 5-10 times larger than individual SS payments.  Matt Walsh doesn’t call out the federal pensions. Why?  

Who runs the SS Department?  A financial actuary?  A CPA?  An MBA? No – a guy with a BS degree from a tiny private university boasting an enrollment today of less than 2000. Could this be purposeful?  Bisignano comes from a political background of financially supporting, McCain, Hillary, Schumer, and Romney before he and his wife suddenly gave Trump over $1 million. Is that the going price for an appointment to the White House?

Why does the SS Administration require excess funds be invested in T-Bills instead of the stock market like federal pensions?  How it Works: Surplus cash goes to the Treasury to fund ‘General Operations’ and the Treasury issues IOU T-Bills for the cash. All of which is thus ‘backed by the full faith of the US Government’. So, are boomers responsible for the management?  Can they opt out? Can they require their funds be invested like Federal Pensions?  No. No. and, No.

Why then, are boomers being derided for their selfish refusal to relinquish their mandatory funding of the Treasury?  The Kicker:  Mandatory SS reduces how much general federal taxes must otherwise rise. So, the SS peons are supporting the billionaires from paying more in taxes. The reasoning behind T-Bills earning 2.5% to 3% is claimed as risk aversion.  YET ODDLY:   traditional defined-benefit federal pensions (such as those under CSRS and FERS managed through the Civil Service Retirement and Disability Fund) have never missed a payout or lost retiree benefit money due to market downturns or fund investment losses.

How it works : As of August 2026, Treasury bills account for about $7.25 trillion, or roughly 22.4% of the publicly held U.S. national debt (and about 18% of the total gross federal debt of $40.2 trillion. Of the $7.25 Trillion in T-Bill debt, SS accounts for $1.5 Trillion. The Federal Pension Fund Liability is $3.95 Trillion as of 2025.  No danger of Insolvency. Worse.  The inflation rate used to increase SS payments annually is 2.8% for 2026.  Despite the obvious rate being closer to 15%.

Let’s say your Taxable Income is $125,000 taxed at 22% Federal, 6.25% SS, 7% State Tax, Tariff Tax 10% to 15%.  Your Taxes eat roughly 50% of your income and Middle Class just Dies on the vine. All of which props up millionaires and billionaires who get paid in assets and offshore cash. Tack on the nontaxable Non Governmental Organizations (NGO’s) whose excess profits are valued at $11.5 Trillion – and Matt Walsh looks like a veritable fool.

Bring on A Plague!

According to the WHO, there are three main clinical forms of plague infection—bubonic, pneumonic and septicaemic they have been monitoring since 2019.  Most human cases of plague have occurred in Africa. Depopulation?  The latest pronouncement was a female biologist working at a plague vaccine institution in Siberia.  She accidentally broke a vial and was immediately infected with a pneumonic plague – dying within 2 days.

Rand Paul asserts his great IQ Acumen by claiming he is ‘concerned that Russia could potentially be conducting biological weapons research involving the plague’.  US Departments researching weaponizing plague include: CDC , NIH, DOD, HHS, DHS, State Department and the CIA. Yet somehow, Rand Paul has no concerns because it is well known these federal agencies are ALL highly secure and would never harm a fly.

The only purpose for weaponizing a biological plague is to kill lots of humans.  Period. The vast majority of confirmed plague deaths occur in the DR Congo – Africa. Secretary Rubio has made it known that he is ‘very concerned’ about the accidental death in Russia’. Why?

Because desperation for a distraction was just provided.

How much fraud has the Trump regime actually indicted and prosecuted?  They talk about fraud cases, they highlight fraud cases, the Media goes Bat Shiitake over Fraud cases and yet 23,000 cases brought to Pam Bondi were cancelled. Instead, they launched cases via ICE against persons who were legally in the US but not yet legal to vote.

According to the DOJ Website, in 2025, they prosecuted 265 fraud cases. The majority in Health Care Fraud. Of 194 charged, 150 were convicted.  All 33 corporate Fraud cases were slapped with fines and submitted a pinky swear promise to never ever do it again. Including Boeing, BofA, Liberty Mutual Insurance and Kimberly Clark. The VAST majority of all indictments by the DOJ are immigration offenses.  Not Drug Dealers, Traffickers, Child Porn, or Pedophilia. No indictments for Hillary, Fauci, Obama, Biden, Pharma, etc…

And The Beat Goes On… and On…. And on. While hundreds of high profile wealthy figures convicted of  murder, drug dealing, wire fraud, extortion, pedophilia, rape of a minor, are pardoned.

But The Government would never defraud The People with Regard To Social Security…

TARIFFS – The Statistics of 1901 vs 2026 Unraveled

Posted on by Helena

TARIFFS.  State of the Union Address, Trump again pushes the notion that the US used to have no federal income tax because tariff revenue was all that the government needed to sustain themselves.  The Federal Budget in 1901 was $525 million or 3% of GDP and total debt was roughly $2 billion.  Averaging in inflation, the budget would equate to $20 billion and the debt to $76 billion today.  Trump’s Budget is $6 Trillion+.  We are operating at 128% of GDP on debt of nearly $40 trillion.  Using the 1900’s to justify Tariffs today is a ridiculous comparison that has no basis in reality.

The overextended growth of the US Government began in 1979 with Jimmy Carter’s Malaise.  Since then, the federal government’s spending skyrocketed into deficit stratospheres with a brief pause between 1997 and 2000.  In 1913 Woodrow Wilson introduced the Income Tax to pay for WWI.  The United States has since become a War Economy. 

In 2025, the US imported $3.44 Trillion in goods – further defining America’s inability to be self sufficient in anything.  A 10% Tariff across the board would levy $344 billion in receipts, whereas our current allocation to the Feds for income tax is roughly $2.5 Trillion.  Simple math.  In order for Trump to aggregate the value of the Income Tax, Tariffs would have to be levied at 90%.  This would equate to a 100% inflation cost of all imported goods.  Running the risk that countries would reciprocate, the global economy would literally CRASH.   A $50,000 automobile would be $100,000.  Every technology apparatus would double from phones to computers, to kitchen appliances, to electricity, and beyond.

We don’t have mathematicians or economists running the White House – we have lawyers, bankers and conmen.  It is no different than having a lawyer conduct surgery – their acumen is based on argue everything even when you are wrong. They would undoubtedly remove your liver for a head-cold.  Trump is following those orders.  TARIFFS can never replace the income tax unless we can reduce the government and its budget by 90%.

SOCIAL SECURITY:  Every single year we are told that Social Security is broke and retirees will have to take a cut in their receipts.  The fact that Social Security utilizes a completely different schematic to calculate inflation than government employees is only matched by the fact that government pensions are never similarly targeted for bankruptcy.  How is that possible. 

US TREASURY:  As of 2024, the last time the government pulled a calculation out of thin air, the total pension liability at the time amounted to $3.34 Trillion – a 5.5% increase over 2023 due to – inflation.  Where is that money supposed to come from?  According to the US Treasury 2024 Balance Sheet; Total Assets are $5.6 Trillion on Liabilities of $45.5 Trillion.  Within the Receivable section of the Balance Sheet, $2.15 Trillion is for loans, including education that will never be repaid. In addition, $1.3 trillion in Property Plant and Equipment that could generate likely 35cents on the dollar.  So the $5 trillion in assets is more likely $2 Trillion.   It isn’t Social Security that is in trouble – it is the entire government system.  And TARIFFS will exasperate the Value of Living for all 345 million Taxpayers to the point of third world status.

To mitigate the mess, Trump is proposing a Thrift Plan of Savings for Americans.  All you have to do is turn over your retirement to the US Government.  The fund is managed by the Federal Retirement Thrift Investment Board.  It is currently managed by Democrat Lawyer and politician Mike Gerber.  The five member part-time Board is required by FERSA to have “substantial experience, training, and expertise in the management of financial investments and pension benefit plans.” 

Other Board members include Dana Bilyeu – a lawyer, Leona Bridges – MBA from Barclays, aka Blackrock, and Stacie Olivares – MPP Business and Government.  The fifth member is ‘vacancy’.

What Trump is entertaining is for millions of hard working civilians to give their money to FERSA which will be ‘accounted for’ as a Trust but will be used as a slush fund for more government warfare funding.  No one would be able to touch their money until the new retirement age of death per Ben Shapiro and Ted Cruz.  Given Social Security is ‘bankrupt’ – FINRA would call this Investment FRAUD. 

Yet the Trump Gala touts how strong the economy really is despite bankruptcies rising 14%, and unfettered debt.  Not only is it negligent, fraudulent, and unsustainable, the ONLY way out is for government to step down, forfeit their pensions, pay back the graft, and sacrifice their individual wealth gained on the backs of taxpayer labor.

While tariffs funded 19th-century government, they were volatile, regressively taxed consumption, and raised prices. Income taxes allow for higher, more reliable revenue as the government is ‘ever expanding’.  Current federal employees – roughly 9.1 million – 3 million of which are actual employees, the remaining include contract and grant employees doing the actual work on behalf of the government because lawyers don’t know how to contribute to society.

US Healthcare – vs Health Insurance

Posted on by Helena

An interesting query/comment was put before me today that sparked the need for a blog – Healthcare vs Health Insurance – as a mandate. How could a basic coverage plan work and still be fair?  

  1. Basic coverage would exclude prescriptions, cosmetic procedures, dental, vision, and ambulance services. Long term care would also not be covered.
  2. Individuals making less than a specified amount, lets say $50,000 per year, would pay into the system a percentage of their gross income. All others would pay a progressive flat fee with a cap. Tiers for family’s would be progressive up to a maximum of two children per couple. All couple’s with more than two children would pay a flat fee for each successive child.
  3. Insurance company’s would no longer be the middleman unless someone wanted supplemental insurance coverage through an independent private insurance company.
  4. In order to access coverage an insurance card would be issued to each individual including children, with a picture updated annually.
  5. Medicaid and all forms within that conversation would be eliminated.
  6. Servicemen would be covered with the military picking up the cost 100% for any member earning below a threshold – say $50,000.
  7. The VA would be eliminated.
  8. Congress would NOT vote on the proposal, instead a vote would be made by all legal taxpayers, their status verified via a comparable analysis of Social Security numbers within the IRS computer system.
  9. In order to make this work over the long haul, the entire government pension system would be – eliminated. This would be voted on by taxpayers, not Congress.
  10. The government would fix the value of services.
  11. The cost of prescription drugs would be tied to a global mean amount so that US citizens are no longer subsidizing the world’s cost.
  12. Medicare would remain intact.

Currently, the federal government spends $1.1 trillion for healthcare, $583 billion for Medicare over receipts, and $430 billion for all other healthcare. Individuals cough up an additional $2.4 trillion per year. Of course this includes the average annual expenditure of Hollywoodites requiring $500k of plastic surgery per year, so the number has some skew room.

It is estimated that the US spends about $12,000 per year for each person on healthcare. That is double the next developed countries output.   That would indicate that the US spending could be cut in half from $3.5 trillion to $1.75 trillion which includes ‘Hollywood excesses’.

However, simple averages in healthcare spending do not necessarily reflect true cost:

According to Kaiser, “In 2016, 5% of the population accounted for half of all health spending. The 5% of people who spend the most on health care spend an average of around $50,000 annually; people in the top 1% have average spending of over $109,750. At the other end of the spectrum, the 50% of the population with the lowest spending accounted for only 3% of all total health spending; the average spending for this group was $276.”

Even when comparing spending for people over the age of 65, 10% of that population accounted for 50% of the spending. People with a prior diagnosis of a disease spend upwards of 300% more than those currently diagnosed. And spending costs for those over the age of 65 is 2-3 times greater than those aged 35-45.

Between 2010 and 2016, Health insurers saw an increase in revenue from Medicare and Medicaid surging from $92.5 to $213 billion – an increase of 77% with the advent of Obamacare.   That income is mostly generated by taxing taxpayers to pay for the splurging costs incurred by those who have no wage, illegals, and/or welfare recipients.

As of 2017, the top six executives at United Healthcare raked in $1.75 billion in compensation.

In 2017, the US national gross income was roughly $19.6 trillion. From a simplistic standpoint, even an 8% tax levy on all gross income would pay for the entire healthcare costs assuming the above reductions in cost put the total annual cost on par with developed countries. If Trump’s tax overhaul were to bring back to the US income that is currently untaxable in foreign off-shore accounts, the flat percentage would be even lower.

How did Health Insurance even arrive in the US?

The brainchild result of FDR’s policies, insurance was invoked because FDR levied price and wage controls that stagnated capitalism in the employment industry.   In order to provide a benefit that another employer did not, so as to encourage a higher tiered worker, companies opened Pandora’s Box for the Insurance scheme.

Founded in 1929, Blue Cross and Blue Shield was the brainchild of Democrat Justin Ford Kimball.   As VP of health care facilities in Dallas Texas, the recipients were teachers who were guaranteed 21 days of hospital care per year for $6.   The tax exempt status of Blue Cross helped achieve increased costs.   At the time, it is estimated that the above average wage earner spent roughly 2%-3% of their income on healthcare.   Most people utilized friends, neighbors, midwives, Indian medicine, herbal cures, etc…

Eliminating the Middleman is key to lowering healthcare costs.   Obamacare did the opposite, it made more money for the Insurance Industry while enslaving the worker and businesses to an ever burgeoning cost that is now double any other industrialized country in the world.

Double. Let that sink in.

Simply rolling back Obamacare will NOT have the reduced cost effect that is necessary to bring the healthcare of the US to par.   And while this is not Medicare for all, or Universal coverage, it is an elimination of a middleman that has profited serendipitously at the expense of you and I.

My annual percentage is now over 20% of gross income.