inflation

The Economy, The Numbers, And The Stats

Posted on by Helena

The average tax refund for filers in 2025 per the IRS is $3275.  The average tax refund for filers in 2024 was $3138.  An increase of 4% but less than 2021 and 2022.  But averages are rather meaningless when incomes vary from $-0- to hundreds of millions.  The average refund for taxpayers making over $1 million jumps to $246,696. That category is lumped in with the low end of $898 in refund if you make less than $5000. 

Like most numbers coming out of the White House, ‘average refund’ is a ridiculous base line of economic success. He other one is the DOW. Worse:  Bezos effective tax rate is 1.1%. Trump has paid no taxes since 2020. The reason?  Massive business losses. Of the 700 billionaires in the US, their effective tax rate is just 8% – although there have been years where these elitists paid nothing. The reason Trump doesn’t take a salary is because it would raise his tax liability on all his income. Stealing allows for tax evasion.

People have been advocating for a flat tax since I was born.  It won’t happen.  The idea that Tariff Revenue would replace the income tax was a fantasy that never even came close and died from the media standpoint.

The Board of Peace funds originally deposited in the World Bank have been withdrawn and redeposited into an individual personal account at JP Morgan. No transparency requirements are required. 

The Trump Rx Fiasco:  Drug companies involved in the program drastically increased their spending through lobbying firms with ties to the administration. For instance, a firm associated with Donald Trump Jr. saw its federal lobbying revenue jump significantly after representing major manufacturers who secured pricing deals on TrumpRx.  While benefiting Big Pharma given Trump Rx does not list generic counterparts, the kickbacks to Trump et al, are likely in the range of ‘Angies List’.  Trump does NOTHING for free.

I decided to look at the terms:  1. To get the sale price it is a cash out of pocket price – insurance doesn’t apply.  2.  The price only applies if continuous monthly refills are ordered. 3. The amount may be changed by the manufacturer at will and without notice. 4. You give the manufacturer all your information which can be used for whatever purpose. 5. Zepbound is Lilly’s weight loss drug – it must be taken for life just like all weight loss drugs. 6.  On TrumpRx a discounted monthly cost was $299 for a 2.5 dose.  With insurance the price is $25 per month.  Other discounted Rx Companies offer pricing at $99 to $159.

TRUMP REVENUE:

Everything Trump touches turns to trash.  How much would his businesses have to lose every year that generated enough to wipe out all income?  In 2020 Trump claimed business losses on his personal tax return of $20.5 million. Donald Trump Holdings, LLC reported losses of $59.945 million. DJT Holdings Managing Member, LLC = losses of $3.65 million. DTTM Partnership losses $758,500.  All while his Net Worth ROSE.

Funny Numbers. 

The Funny Numbers only apply to The Club and are only outdone by the Funny Policies:

Trump has announced that he doesn’t care about the Midterms (likely already fixed) therefore he is going to do ‘nothing’ in regards to an Iran Deal.  Meaning hardship is about to get much harder.  Brent Crude stands at $95. But commodity markets in general remain very volatile as the shipping crunch ensures more shortages.  With China reaping the greatest supplies.

There are only five countries with budget surpluses; Norway, Singapore, Luxembourg, Qatar, and Switzerland. The global economy is just as much a farce as America’s.  Exasperated by Trump’s inability to do anything about the Strait of Hormuz but prick the bear, so to speak. The Bond market is reacting.  Not just because of the Strait but also because of the tariffs – a double whammy.

The end result of the two pronged whammy is inflation.  Funny numbers or not, inflation will spike as trade drops and shortages accrue putting a damper on growth. Mortgage rates have climbed to 6.65% and 6.9%.  The annual cost of debt has surpassed $1 Trillion – for context that is 20% of all federal tax revenue collected.   Matched closely by Defense Spending of just shy of $1 trillion …and Federal level fraud clocking in at $714 billion.  Together accounting for nearly 50% of tax revenue. This does not include the Bunker, the ballroom, the arche, the pool, the MMC, or the rest of Government Agency spending.

Capitalism as it stands is NOT working.  Capitalism as defined by America’s Government is a Mafia Government built on fraud, blackmail, graft, theft, and lies.  Climbing out of this is akin to holding onto a snake that is wrapped around a twig on a tree as we slowly sink in quicksand. 

We need to scrap the Federal Government & Capitalism.

TARIFFS – The Statistics of 1901 vs 2026 Unraveled

Posted on by Helena

TARIFFS.  State of the Union Address, Trump again pushes the notion that the US used to have no federal income tax because tariff revenue was all that the government needed to sustain themselves.  The Federal Budget in 1901 was $525 million or 3% of GDP and total debt was roughly $2 billion.  Averaging in inflation, the budget would equate to $20 billion and the debt to $76 billion today.  Trump’s Budget is $6 Trillion+.  We are operating at 128% of GDP on debt of nearly $40 trillion.  Using the 1900’s to justify Tariffs today is a ridiculous comparison that has no basis in reality.

The overextended growth of the US Government began in 1979 with Jimmy Carter’s Malaise.  Since then, the federal government’s spending skyrocketed into deficit stratospheres with a brief pause between 1997 and 2000.  In 1913 Woodrow Wilson introduced the Income Tax to pay for WWI.  The United States has since become a War Economy. 

In 2025, the US imported $3.44 Trillion in goods – further defining America’s inability to be self sufficient in anything.  A 10% Tariff across the board would levy $344 billion in receipts, whereas our current allocation to the Feds for income tax is roughly $2.5 Trillion.  Simple math.  In order for Trump to aggregate the value of the Income Tax, Tariffs would have to be levied at 90%.  This would equate to a 100% inflation cost of all imported goods.  Running the risk that countries would reciprocate, the global economy would literally CRASH.   A $50,000 automobile would be $100,000.  Every technology apparatus would double from phones to computers, to kitchen appliances, to electricity, and beyond.

We don’t have mathematicians or economists running the White House – we have lawyers, bankers and conmen.  It is no different than having a lawyer conduct surgery – their acumen is based on argue everything even when you are wrong. They would undoubtedly remove your liver for a head-cold.  Trump is following those orders.  TARIFFS can never replace the income tax unless we can reduce the government and its budget by 90%.

SOCIAL SECURITY:  Every single year we are told that Social Security is broke and retirees will have to take a cut in their receipts.  The fact that Social Security utilizes a completely different schematic to calculate inflation than government employees is only matched by the fact that government pensions are never similarly targeted for bankruptcy.  How is that possible. 

US TREASURY:  As of 2024, the last time the government pulled a calculation out of thin air, the total pension liability at the time amounted to $3.34 Trillion – a 5.5% increase over 2023 due to – inflation.  Where is that money supposed to come from?  According to the US Treasury 2024 Balance Sheet; Total Assets are $5.6 Trillion on Liabilities of $45.5 Trillion.  Within the Receivable section of the Balance Sheet, $2.15 Trillion is for loans, including education that will never be repaid. In addition, $1.3 trillion in Property Plant and Equipment that could generate likely 35cents on the dollar.  So the $5 trillion in assets is more likely $2 Trillion.   It isn’t Social Security that is in trouble – it is the entire government system.  And TARIFFS will exasperate the Value of Living for all 345 million Taxpayers to the point of third world status.

To mitigate the mess, Trump is proposing a Thrift Plan of Savings for Americans.  All you have to do is turn over your retirement to the US Government.  The fund is managed by the Federal Retirement Thrift Investment Board.  It is currently managed by Democrat Lawyer and politician Mike Gerber.  The five member part-time Board is required by FERSA to have “substantial experience, training, and expertise in the management of financial investments and pension benefit plans.” 

Other Board members include Dana Bilyeu – a lawyer, Leona Bridges – MBA from Barclays, aka Blackrock, and Stacie Olivares – MPP Business and Government.  The fifth member is ‘vacancy’.

What Trump is entertaining is for millions of hard working civilians to give their money to FERSA which will be ‘accounted for’ as a Trust but will be used as a slush fund for more government warfare funding.  No one would be able to touch their money until the new retirement age of death per Ben Shapiro and Ted Cruz.  Given Social Security is ‘bankrupt’ – FINRA would call this Investment FRAUD. 

Yet the Trump Gala touts how strong the economy really is despite bankruptcies rising 14%, and unfettered debt.  Not only is it negligent, fraudulent, and unsustainable, the ONLY way out is for government to step down, forfeit their pensions, pay back the graft, and sacrifice their individual wealth gained on the backs of taxpayer labor.

While tariffs funded 19th-century government, they were volatile, regressively taxed consumption, and raised prices. Income taxes allow for higher, more reliable revenue as the government is ‘ever expanding’.  Current federal employees – roughly 9.1 million – 3 million of which are actual employees, the remaining include contract and grant employees doing the actual work on behalf of the government because lawyers don’t know how to contribute to society.

GDP – A Worthless Measure of America In Decline

Posted on by Helena

China has Hypersonic Missiles.  China is building the world’s most powerful hydropower system.  China has surpassed every country in the world in AI.  China unveils EUV prototype reshaping global chip landscape.  China voices support for Venezuela.   China’ stealth endurance drone completes maiden flight.  China’s humanoid robots take off – beating Musks. 

What China is NOT doing is bombing Venezuela, Iran, Syria, Yemen, Lebanon, or ANY country for that matter.  China’s military budget is roughly $240 billion or 1/5 of the US.  When measuring success as a GDP figure, there are two figures that artificially create a bubble – government spending and inflation (real inflation, not the pandy arse kind our government propagandizes).  The US Government spending has reached over $7 Trillion annually. 

US consumer spending is currently in the range of $19 to $20 Trillion annually.  While on the surface it sounds as though Americans are all wealthy a breakdown reveals reality: Spending is dominated by housing ~  33%, transportation ~ 17%, food ~ 13%, and insurance & healthcare ~ 20%.  All necessities.   Before Taxes. 

By comparison, China consumer spending is shifting:  Food and liquor remain top,  Healthcare & Medicine 2nd, then it shifts to EV’s, fashion, electronics, beauty products, dining out and travel ~ and wealth management.  While US households are struggling with the basics, Chinese consumers are realizing a shifting profile.  This swing is causing behavioral shifts – Americans are angry!   Not in a modified manner, but in a manner where spiritual warfare meets Robert De Niro in a contest of profanity speech.    

The death chants in America are becoming insurmountable.  Every day people applaud death, whether of Palestinians, or unidentified men inside outboard motor boats, or a sitting US President making lude and unbecoming comments about the horrific murder of an actor simply because said actor was loudly demeaning against Trump.  Is that Christian?  To become worse than your enemy? More abrasive?  More vilifying?

In 1901 Simon Kuznets of Russian heritage was born to a Lithuanian Jewish family.  His family emigrated to the US in 1922 whereupon Kuznets began studying at Columbia.  In those days and beyond, Columbia, Rockefeller and Carnegie operated as a cult of sorts.  In 1937, Kuznets presented the measurement concept of GDP for US Congress.  Having learned much of his trade within the National Bureau of Economic Research along with Meyer, Friedman and Anna Schwartz, all of Bolshevik heritage, our monetary system was developed.  The purpose was to inflate America’s Greatness above all others.

The American Empire needed a jolt into the sphere of narcissism usurping that of Great Britain and Royalty.  The Bolsheviks were only too delighted to assist.  Because one day, America would be their homeland.  America must thus represent their ideals, ideologies and of course, – secularism.  The basis for the World Economic Forum.  It is notable that the Bolsheviks were fleeing the ungodly mess the Bolsheviks had reaped upon the destruction of Russia and the rise of Soviet communism.  Much like how the West reaps the rewards of devastating third world countries creating mass emigration due to the absolute actions of ~ The West.

The means of measurement is twofold; Real GDP vs Nominal GDP wherein Real GDP adjusts for price changes using a base year’s prices.  2017 is currently used as the fixed base year for measuring prices which excludes inflation.  Every few years the base year changes – thereby eliminating Real Inflation and deflation of the dollar.  A mind Game.  The purpose?  Given inflation, if the base year remained 1937, the dollar is actually worth perhaps $3-4cents.   GDP is thus an illusion.  Both real and nominal.  Given 1/3 of all spending that measures the GDP comes from Government spending.

 When economics shows the GDP Per Person, and exclaims America is in the top ten with middle eastern countries leading the global pack, it is all for fan-fare.  It does not translate to household income and cost of living.  It does not translate to prosperity of The People.  Instead, it has become a model of government graft vs real inflation.  And our government seemingly is unaware of this rather benign deception because they are all in the BallRoom dressed for The Hunger Games.

Trying to convince Americans who can’t afford food and insurance that they are wealthier than any other country on the globe is simply a Con Game.  And when reality is laid bare, anger implodes.  And the end result is filthy, potty mouth rhetoric wherein we are thus exposed as ‘stupid’.  I feel much better knowing I am stupid… 

Gold and Silver prices are through the proverbial roof – Gold $4256 and silver $66.  They are indicators that all is not well with global economies.  Oddly, the White House economic experts tend to ignore the obvious and are instead told to focus on $18 Trillion in Tariffs that are not tariffs at all but pinky-swear maybe when my ship comes in – promises… finger crossed behind their back.  The EU is broke.  Japan is broke.  Israel is broke.  Their promises are meaningless. 

Middle eastern heavy weights including, Qatar, Saudi Arabia, Bahrain, and UAE will follow the money.  Money backed by hard assets and growth, AKA the BRICS.  Will they actually spend a dime on a fallen economic system?  They aren’t ‘stupid’…

US Economy: Tariffs, Deficit Spending, and Debt Load

Posted on by Helena

Two US chip makers, Nvidia and Advanced Micro Devices, have made a deal with President Trump;  for every authorized advanced AI chip they sell to China, the US government gets 15% of the revenue.  Effectively nationalizing public corporations while opening previously prohibited sales.  In 2024, Nvidia recorded nearly $61 billion in revenue – 13% came from China.  Estimates suggest the additional revenue which Trump tax would generate is between $8 and $15 billion which would net the US Government $1.2  to $2.25 billion. 

China has stated that the specific chips cited for sale to their manufacturers, were ‘not safe’ and are subject to security concerns.  Jinping has advised to avoid their purchase, making Trump’s call a waste of time.  Trump claims the chips he has authorized are obsolete and if Nvidia and AMD want to sell the more advanced chips Trump will raise the revenue sharing ante to 50%.  I doubt he’ll get any takers.

Tariff receipts generated so far amount to $129 billion, an increase of 131% over last year.  A fabulous amount at first glance, but to what end?  Will the money go towards the annual deficit of $2+ Trillion?   Or is Trump going to use it to build Gaza wherein the corporate hedge funds take ownership and Taxpayers are left with toes in sand on the beach?  The Master of Flip-Flops. 

One fellow on social media has claimed that despite Tariffs – prices remain unchanged.  Therefore, tariffs are a resounding clean source of revenue for taxpayer benefit.  But if the revenue is used to shore the continuance of deficit government spending, we are on the receiving end of more sand.  The financial concept of over-spending appears allusive to lawyers and developers. 

Tariffs, contrary to Social Media Maga’s, have increased prices on specific items including cars, manufacturing components, foods, homes, and alcohol.  US auto makers rely on imported components including engines, electronics, tires, brakes, etc… made in Mexico, Japan, and China. There is really no such thing any longer of 100% US made cars.  In fact, Americans will bear the brunt of some or all of these price increases as manufacturers look to spread their losses wherever possible.

While many manufacturers bought up whatever inventory they could before the tariffs took affect, food distributors were obviously limited.  As a direct result of this additional inventory acquiring, wholesale data was used to elevate consumer outlook while the Producer Price Index was used to measure wholesale price increases.  As inventories deplete and purchases are made with added tariffs attached, those increases will be passed on to the consumer.  Driving further inflation. 

The Federal Reserve’s Reaction To The Data:  Initially, the CPI report came in cooler than expected, which gave the Fed an impetus to cut rates this September.  However, given the latest PPI data, Powell said doubt reigned put that in doubt.   The economics world states that “a rate cut would make it cheaper for businesses and consumers to borrow, thereby potentially further stoking inflation.”  So, instead small and midsized businesses will continue to fail and fold given the tariffs make their shops unaffordable, and unable to compete.  The fact that the government is doing the vast majority of the ‘borrowing’ to feed its Big Shop of Horrors budget shortfalls seems out of the equation.  

Fiscal year 2025 ends September 30th..  The Federal Deficit stands at $(2.009) Trillion as of today by Debt Clock.  Federal spending is $7.23 Trillion compared to full year FYE 2024 of $6.25 Trillion.  The $2+ trillion differential requires the Treasury to print more money – making the dollar ever weaker. Pushing the overall National Debt closer to the $40 trillion mark and debt to GDP over 123%.

Trump has one more card trick up his sleeve, the opening of land grabs as he releases federally owned land for sale – with untapped resources attached.  The $150-$200 Trillion valuation is a media spin unrelated to reality.  Tapping ‘resources’ takes time, manpower, energy, money, equipment, and more time.  They have no value until they have a finished product for sale.  Not all of the land is salable.  Not all of the land is usable for anything.  Creating a thorough analytical approach to land valuation and royalties has yet to be accomplished.  So for now we are at the mercy of journalists who have absolutely zero financial acumen.

Scott Bessent has made an unqualified statement based on estimates without calculations that the US ‘Might’ recover $300 billion in tariff revenue for the 2025 calendar year.  His own qualifier was he may have to make sizable adjustments to that number.  And like the ‘land’ qualifier, the tariff qualifier makes the projected numbers absolutely worthless. 

Actual Numbers – Year Over Year as of June:

Consumer bankruptcies up 11.8% – 519,486

Business Bankruptcies up 4.5% – 23,043

GDP – Hospitals – Insurance: Inflations Economic DEBT

Posted on by Helena

Hospitals and the Insurance industry need an overhaul.   Given 90% of American citizens have some kind of insurance why do hospitals have a 2 system billing in place where those who don’t have insurance pay half of what insurance is billed?   Every hospital and doctor have a pre-priced agreement with every insurance company they accept.  Yet they Bill the insurance company ten to twenty times the agreed upon rate – only to be paid the agreed upon rate.   What’s the point?

I just got a bill date from 2023.  When I looked it up on my insurance, this bill plus a number of others were pending review due to ‘double charging’.   And it was NOT my responsibility to pay.   So, essentially the hospital had decided to try and get the double billed amount out of me!   A friend was sent a bill for an ambulance.  He noticed they hadn’t submitted it to insurance.  The bill was for $600.  When he informed them of the insurance the bill was doubled to $1200.

YET – it’s the doctors and hospitals who make the claim that billing is costing them a huge portion of their revenues…  Actually, it’s not.  It’s the funny billing making insurance companies crazy.  So what do hospitals now do to mitigate?  They create different codes for the same procedure to attempt to FOOL insurance and get paid 2 to 3 times.

United Healthcare Group had record revenue for 2024, but profits fell not from operating expenses – but “Other”.    As in the multiple lawsuits paid and pending.  Claims denials, underpayment of providers, insider trading, breach of contract and medicare advantage plan fraud.  

The current CEO of United since 2021 is Sir Andrew Witty, a British executive formerly CEO of GlaxoSmithKlein.  He stepped down from the pharma position amidst criticism he was NOT doing a good job.   Not a stellar resume notation.   His total compensation in 2023 was $23.5 million.   The healthcare debacle is not confined to the US.  

Medicare and Medicaid were spun off in the 1960’s.  Since then the system has continued to deteriorate and the price inflation continues unabated.  Of course the biggest difference comes from Medicaid given it is a welfare program financed from nothing.   Medicare, like Social Security, is financed by taxpayers.  Managed by the government.   Its failure is in the level of management given the funds are considered ‘revenue’ on the government’s books.

Therefore, every dime we give the government for Medicare is spent on ‘Other’.   The bookkeeper’s wasteland.  Like SS, Medicare funds are used to buy US Treasury’s earning 1-4% interest.  As I have noted before, Government Pensions are invested in the stock market – earning 5% to 30%.

Medicare is paid for through 2 trust fund accounts held by the U.S. Treasury. These funds can only be used for Medicare. Hospital Insurance (HI) Trust Fund.  Problem.  These Trust Fund accounts do not show up in the US Treasury Balance Sheet as a liability.  Instead, ALL outstanding T-Bills, Notes, and Bonds are lumped together with interest rates of 5.2%, 2.7% and 3.2%.  Because the interest rates are so low, Medicare and SS can never catchup to inflation.  Thus for the last 60 years inflation has outpaced our retirement services to the point that the liability for ALL government loans due back to citizens, states, corporations, and country’s is now $27.7 Trillion.  Not including interest.  The second largest debt on the Treasury’s books is “Federal Employee and Veterans Benefits”.  The largest categories within these include $5.7 Trillion in Pensions and $7.2 trillion in Veteran compensation.  Of all the categories within this designation, the sum total is a liability of $15Trillion.

In common bankruptcy proceedings, when a person can no longer pay their debt, the assets are seized.  The government owns 640 million acres of land valued at $1.8 Trillion according to the Bureau of Economic Analysis.  Other Assets on the books include Loans Receivable whose largest actuarial is ‘student debt’ at $1.37 Trillion.   So when Biden was writing off student loans he was growing the unsustainable debt that is now $45.5 Trillion on assets of just $5.6 Trillion.  These number are all sourced from the US Treasury Departments Financial Statements FYE 2024.

How is GDP measured in the US?  GDP is the ‘value’ of all goods and services produced.   That means that inflation will actually increase the GDP, when prices come down and everything else is static – the GDP would be lower.  Meaning GDP growth is a misnomer because the means of measurement is based on forever inflation!   For Example:  IF we pay less for eggs and gas now vs under Biden – then GDP would drop. 

Within that measure is also the ‘services’ produced.   When employment is low – the services criteria would raise GDP.   So if you have 20 million farmer pickers coming into the US that would artificially raise GDP.  

And then there is the final Fatal Flaw – everything thrown into the pot creating a fantastical number is an ESTIMATE.  And those estimates come from the Bureau of Economic Analysis as headed by Vipin Arora within the Department of Commerce. 

The BEA Advisory Committee was tasked with advising the Director, Vipin.  As of February 28, 2025, the Committee was ‘terminated’.     

The US Economy By Numbers Not Predictions

Posted on by Helena

THE RECESSION IS COMING:   Since President Trump took office, the DOW has dropped from 44,025 to 42,142 a drop of 1883 or 4.2%.  A drop of 10% is considered a ‘correction’ and typically embraced by financial advisors as a positive in a heated market.   The US trade deficit tracked by the Bureau of Economic Analysis nearly doubled in the month of December 2024 from $70 Billion to $135 billion under the Biden Handler Regime.  This is notable given the deficit supposedly remained constant for the entirety of 2023.

As though the numbers were ‘manipulated’ or Biden’s Handlers destroyed US exports. 

The Bureau of Labor Statistics vs ADP Payroll have consistently been overstated by 50% to 60% throughout Biden’s tenure.  In February, the private sector added just 77,000 jobs according to ADP.  BLS claims nonfarm employment was 151,000.  The positions within the BLD Department have yet to be upgraded by Trump.  We can expect some massive differences to be released once an overhaul takes place.

The point of course is to show an economic failure under President Trump.  Which is why the liberals kept up the mantra – ‘the economy is fabulous’ when in fact it was a wreck.  It is a silly game, but one the Liberals enjoy playing.   FRED GDP data is being used as the go to in making the assertion the economy is going into a recession.  But other data provided by FRED shows Economic Index is roughly the same since 2009 (the first year the data was tracked) – barring CoVid and a dip for 2015.   

FRED’s various graphs reveal pretty much the same thing – revealing the media is trying to ‘cherry-pick’ based on a graph that is giving a prediction, not a fact.  And that prediction is coming from the Federal Reserve and from BLS – born of liberal ideologies.  Spewing the S&P Index as a warning we should look at a true ‘tanking’ of the index between November 07 when the index was 1510 to 683 by March 2009 – a drop of 55%.  Verses a drop of 4.76% in the S&P Year to Date.

It is called fear mongering and the liberals are quite adept at this propaganda.   But then the markets are not indicative of the economy, they are indicative of the funds that control the markets;  BlackRock, Vanguard and State Street.   The market analysis states that investors are moving out of equities and into fixed income.  The European market has not faired nearly as well as the US – however, Von de Leyen’s demand to invest nearly a trillion in new defense has and will continue to give a boost to that particular sector while realizing continued losses elsewhere.

March 4, Soros Fund Management CEO, Dawn Fitzpatrick, gave an anti-Trump interview with Bloomberg wherein she referenced the ‘artificial market’.   Thus recognizing that these billion/trillion dollar funds move everything while people are left with their 4% CD’s.  She also reveals that the NGOs and Foundations are drivers, in particular mentioning the Ford Foundation and Citadel – which means they are no longer on the grant money list and that revenue source has been frozen via USAID and other criminal ops in the federal government.  I’ll post a link at the end of this article – fair warning her voice is a bit screechy.

Bruce Flatt, CEO of Brookfield sees different trends likening to the concept of ‘cash cow’.  When Real Estate tanks, the vultures immediately move in with cash to buy up the downs.  The same can be said for the markets.  Which is why financial advisors see a 10% correction as an ‘opportunity’ instead of a woe is me.   Flatt is more of a Warren Buffet investor running on long term, as in 25 years. 

BlackRock CEO, Larry Fink, warns of impending inflation as a result of agriculture and technology given all the deportations…  Except the only deportations have been predominantly gang members and the total so far is roughly 30,000 – not nearly enough to dent the influx of millions under Biden – all unemployable.   Double Speak at its best.  

The firings in government employees will definitely affect the economy given the simple fact they are no longer productive spenders.  NGO’s not receiving taxpayer money will start laying off employees.  Unemployed unproductive spenders.   An economic shift from government waste to private citizens building new businesses will be a ‘correction’.   Dustbowls will form and settle as a new landscape is built on technology instead of federal worker welfare.

And time is not measured in hours or days in this scenario.  But it has to be done.  And Project 2025 is the blueprint.  President Trump is now focused on that shift.  No Correction is easy – but it is an absolute necessity for America to survive.

 

The Economic Muddling of Economists Destroying The Economy

Posted on by Helena

Why is inflation measured to exclude food, housing and energy – the three most important commodities?  What is left?   The government answer is that these items can be volatile thereby obscuring core inflation.  In 1914 the working-class cost of living index was the first official measure of inflation.  The circular is:  “Changes in inflation are widely attributed to fluctuations in real demand for goods and services (also known as demand shocks, including changes in fiscal or monetary policy)”.  Which comes first, the chicken or the egg?

In 1914, the Consumer Price Index (CPI) was 10.  Today it is 314.4.  Its measurement is confined to urban pricing only as well as a government selection of a handful of retail and businesses.    Oddly, the government version always seems to be far less than the People version.   While the government version of employment seems far greater than reality.  What we call funny numbers.

But the value, if it were honest, is to measure the economy after the fact.  Something akin to weather manipulation.   Forward thinking.  Anticipation.  Not a bad thing except that this thinking process is confined to a select group of people who may or may not have our best interests at heart.  Essentially human bias is no different than AI machine bias.  The only advantage to machine bias is that it is faster.  

Fortunately and unfortunately, everyone has bias.  This nomenclature of NGO’s claiming they are nonbiased with their committee of 10 liberals is an inevitable skewer.  To counter this NGO propaganda, once upon a time the government tried to create a balance of ideologies – which basically resulted in a hung jury.   As a result, we swing wildly like Tarzan in the jungle going from one treetop to the other – one extreme to the other and never really accomplishing anything.

 Russia has become a good example of how a society can benefit with one ideology based on competence, a love of country, people, and trade.  Since 1999, Russia’s GDP has grown from roughly $250 billion to nearly $2.2 trillion.   Statista claims the future trajectory is a solid upward linear growth trend.  US GDP growth also follows an upward linear progression.  The major difference is debt.  Russia’s debt to GDP is 14.9%, by comparison the US debt is 123%. 

In people terms that debt would calculate as follows;  Individual earns =  $87,000 per year.   Individual spends = $107,000 every year and debt accumulations keep growing with a 19% credit card rate.  At what point does individual declare bankruptcy.  A RESET.

The entire Monetary Policy of the Western nations is wholly flawed and faulted.  The debt creates the inflation – not employment.   Which has resulted in the CPI rising from 10 to 315 since 1914.  Making your dollar 305% less valuable so you have to ‘spend’ more while owning less to make ends meet which is how the CPI is measured… against inflation and why the numbers are absolutely meaningless. 

Economists are much like Big Pharma – they have been around for a hundred years and haven’t cured anything.   It is a worthless occupation.  They simply sit around writing scathing newsletters of Chicken Little proportions of doom.

Milton Friedman:  Nobel Prize of Economic Sciences based on his research on consumption analysis and monetary theory.   He was an admirer of FDR and the New Deal until he watched America slump into a Depression.  As a result he proclaimed the FDR Federal Reserve acted in the opposite manner that it should have.  Hindsight is always 100% correct!  He also determined that the reason physicians made so much more money than other professionals was due to ‘barriers’ – ie, the educational cost prohibited the ability for there to be more physicians.  Stellar…. and for this idiocy he is awarded the Nobel.

Friedman was a critical component in the creation of the Withholding Element of the American Tax System during his tenure at the Treasury Department in order to support the endless war programs.  Ultimately, the very vacuous industry, The Federal Reserve, that he admonished in 1932 for causing the Depression, became his theory advocating for a Federal Reserve that utilized monetary expressions to regulate the economy via The Federal Reserve.

To support their theories, Economists have no actual knowledge of the US economy prior to 1857, so they extrapolate, code for make-it-up.   Like Climate Change.  The panic of 1857 is said to be the cause of the Civil War according to economists.  After which deflation continued up thru today with a few years here and there of a break.  Each time Economists did nothing to prevent the illnesses.  Each time they used hindsight to make their analysis.  Each time the Federal Reserve response lengthened the disease recovery.  And today, is no exception. 

Instead of calling out these esteemed Economists who prevent nothing, we give them prizes and awards and put them on a pedestal of grand kingship. 

1961 to 1969:  Long period of growth until the Federal Reserve initiated monetary tightening in 1970 – ending the honeymoon.

1980:  The recession began as the Federal Reserve, under Paul Volcker, raised interest rates dramatically.

1981-1982:  Tight monetary policy in the United States to control inflation led to another recession.

When the Economists at the Federal Reserve enter the picture the US folds into a recession.    All their theories and analyses are valueless.  They don’t produce anything.  Economics is a platform of philosophy wherein great thinkers come together to argue and opine while making use of exactly 2 methods of altering the economy:  tightening monetary supply and loosening monetary supply.  That’s it folks – after all their profound arguments and analysis that’s all they’ve got.

Is The Insurance Industry In Free Fall?

Posted on by Helena

WHAT IF the Insurance Industry were to go under?   What if it is untenable any longer?  Although our darling deep State promotes Climate Change as the cause of all arson, it is highly likely insurance companies were given prior notice of these events.  Manipulating the weather has its consequences.   Encouraging crime has its consequences making the package unaffordable – so you can own “Nuttink”.

High interest rates complicate home ownership.  They drag on the market so that people who need to sell – cannot.  And the cycle that would be normal is now failing.   It is like manipulating the natural environment – kill off the dung beetle and the dominoes will all fall.  Everything in our world is based on everything else.  A musical progression.

My insurance cost doubled last year.   In the last 7 years, it has risen 300%.  By contrast during the same period my house value rose 63%.  Are insurance companies to blame?  The pandemic took its toll on industries as well as individuals, and insurance was one of them.  The first phase of consideration is ‘risk’.  Southern California has always been a risk venture.   The wealthy were willing to take the risk.   Northern California is uninsurable for earthquakes.   Florida for Hurricanes.  Etc.

As a whole, the Industry is looking at making governments absorb the risk.  As in FEMA.  A complete dastardly run mechanism of incompetence.  Used to disillusion people so that ultimately only the wealthy will be able to afford a home.  In Australia the government is considering property buy backs from high-risk areas and taking them off the market permanently – creating ghettos. 

The perfect storm was exasperated by inflation.  The cost to rebuild accelerated over the Biden Regime at unprecedented levels.  Forcing insurance carriers to ramp up rates to meet the costs.  A comparable would be the healthcare industry.  It wasn’t that many years ago that I insured a family of four for $300 with zero deductible.  Pre-Obamacare. 

The issue with federalizing property insurance is obvious – a tax.  A tax that would be levied on everyone who doesn’t own property.   Essentially, creating more wealth for the wealthy.   The problem is rolling back inflation.  A zero% inflation rate is not possible, and technically does nothing but create a new base of cost of living.  A correction would require massive deflation.  Also, not possible.

Thus, our esteemed World Economic Forum declare the ONLY solution is a RESET.  And to make that happen sooner than later, they create the catastrophes, the calamities, the instability  damaging our psyche into submission.

FBI Director, Christopher Wray, claims our infrastructure will be targeted this year by China.  As a result, he has submit his resignation.   I don’t doubt our infrastructure will be targeted given this will further appease not China but the WEF Deep State.   It is likely the means has already been positioned with a detonation timed to disrupt Trump’s presidency.  Remotely Controlled.   Undersea cables.   These cables provide connectivity to data, to voice, to the internet.  Without which we are now blind.

This infrastructure destruction has already been tested on Taiwan and the EU.  Navy Seals are deployed to place the bombs.  Just as they did for Nord Stream.   While the WEF and its cartel continue to provide reports of the inevitable damage that cyber crimes will exude, the financial loss, its evolution, few industries are proactive. 

Staying Ahead In The Global Technology Race:  CSIS has written a report that outlines the massive mess our country has created for itself in terms of chips and advancing technology that has stagnated.   Intel’s Ohio chip plant, supposed to be the largest in the world, subsidized mostly by taxpayers so far, was supposed to come online 2025, pushed to 2027, pushed to 2028, now pushed to 2030.   NOT good enough.  

While the insurance industry is not on death’s row now, it is definitely facing hurdles that will necessitate pulling more policies from high-risk areas leaving pockets of potentially uninsured.  Mortgages are not available for the uninsured.   Making homeowners and homeownership a losing particulate of our economy.

The Federal Reserve & Bureau of Labor Management TWEAK

Posted on by Helena

Jerome Powell is claiming he will refuse to step down from his 4 year gig under Biden as the Federal Reserve Chair.  The fact that the Federal Reserve is ‘independent’ is nonsensical given the Chair and Board of Governors are appointed by The President.  It is a term limit position.  If he refuses to leave, he will be escorted out by Security. 

The Federal Reserve Act was signed into law in 1913 by President Woodrow Wilson, designed to create an overseer of the 12 banking districts.  To assure compliance with Federal regulations.  This assurance was extended in 1933 via the FDIC which insures deposits up to $250,000 per member bank.  The FDIC budget is roughly $2 billion – their available fund balance is a mere $129 billion.  This is why they encourage/force other banks to pick up the trailings of a bank when they report bankruptcy.  The FDIC doesn’t have enough funds to insure more than 516,000 accounts.

They are like FEMA bragging about their $750 per household to cover their expenses after a disaster.

Jerome Powell:  A lawyer with an an investment background which includes the Carlyle Group, Powell was confirmed to a second term May 2022.  Chair terms are four years.  Technically, he could refuse to step down but there are round about solutions the largess being his Chairmanship Affiliation with the Bank of International Settlements (BIS).  A conflict of Interests.  A President Trump could challenge that this continued affiliation is prohibited and that as a direct result Powell’s ability to represent America has been compromised.  This would be classified as the ‘cause’ for removal.

At this point Powell could sue for his salary using his own funds for legal representation, but the Board of Governors could assume his roll in the event he decided to sue revealing he is ‘nonessential’.  A lawsuit could take years and simply be a waste of time and effort.    

The Federal Reserve bases its monetary policies on data and information provided by the Bureau of Labor Management.   They provide the employment data.  The civilian noninstitutional population is based on everyone over 16 who is not residing in a prison, mental institution or old folks home.  Employed persons includes everyone receiving wages, self employed, unpaid family workers, including anyone who worked even 1 hour per week.

Already, the skew is evident in determining ‘employed’ which directly affects monetary policy regarding Inflation.   Civilian unemployment is based on those actively looking for employment. 

For example, per BLM:   Oct 2023  – noninstitutional white population was 204,867,000.  62% were considered the labor force or 127,686,000.  Employed was 123,623,000 leaving 4 million unemployed but 81,244,000 not working.   Oct 2024 – noninstitutional white population was 205,444,000.  62% participation rate, the labor force was 127,820,000 leaving  4.5 million unemployed but 77,624,000 unemployed.   The Labor force grew by a whopping 66,000 for the entire year!   The black labor force for the same period fell 182,000.

These are the funny numbers the Federal Reserve uses to run America’s Banks and Economy.   These are the numbers Powell used to increase the Fed rate and drive the mortgage business and housing market into the ground.   To Increase Inflation.  To HURT the US Economy.   I would think this would be sufficient to claim the entire Board of the Federal Reserve are grossly incompetent – including BIS employee – Jerome Powell.

This is an algorithm feed.  It is based on a ‘Household Survey’ sample fed into a template to extract numbers.   It is easier to use algorithm’s because the template can be tweaked a percentage point, the survey populace can be tweaked, etc…  The sample size is claimed to be 60,000 – they are paid to participate.  The same sample is used for ‘a set number’ of  months.  Unmentioned.  They were considering lowering the sample size to save money.   

The method of choosing the sample is based on the Census which includes illegal immigrants.   And the last time the survey data was modified was April, 2018.

The Federal Reserve Board members know this.   The BLM and BLS know this.   All data samples are corrupted.

 

 

 

 

 

 

Biden’s Handlers Impose Massive Destructive Tariffs

Posted on by Helena

The Biden Handlers have imposed Tariffs on China:  semiconductors 50%, syringes 50%, lithium batteries 25%. Electric vehicles 100%.  Steel and Aluminum 25%.  The purpose is to destroy China’s economy.  The reason?  China continues trade with Russia. 

If Russia wins the war with Ukraine there are fallouts:  ego – front and center, the race to devalue the dollar will gain significant speed, America’s hegemony is built on wars.   Losing wars is typically a nonplus given the US funds both sides.  In this case, funding Russia is not available –

The Position being held by these non-economist lawyers and bankers is that America manufacturing needs to be competitive.  Why?  Because American prices can’t compete, therefore everyone must manufacture according America pricing.  Which is significantly higher already due to the price of transportation and labor.  According to the Directive, Biden claims American workers can only compete if China price matches…

When enacting tariffs, the loser in this scenario is American consumers who will now experience inflation ranging from 25% to 100%.  The hardest hit will be everything electronic;  cars, electric vehicles, appliances, cell phones, electricity, and Renewable Energy!  Everything green will now be unaffordable.  Simultaneously, the Intel chip making plant in Ohio  has announced they are behind schedule and the plant may not be up and working until – 2030.

Very few Chinese EV’s are actually sold in America, in fact very few EV’s are sold in America as dealerships post losses and sit on billions in unsold inventory.   According to the NYT, the industry ‘fears a flood of China’s EV’s’…   The reason?  The one company that is poised to ship Chinese EV’s to the US and Europe is Stellantis.  The cost of the car is $10,000 and according to Elon Musk – the car is stellar!  When the Federal Government is thru – Stellantis will be lucky to sell the car for $35,000  – taking away its competitive edge.  Altering the entire concept of Free Trade.

Headquartered in Amsterdam, Stellantis was formed in 2021 thru the merger of Fiat and the French PSA Group.  The Chair of Stellantis is John Elkann, the heir to the Gianni Agnelli family.   He is NOT happy.    His planned expansion of sales has just been gnashed.   Leading to an 11.5%  in share value.

While the EV market is the media focus – the steel and aluminum, and semiconductor tariffs will have the most egregious impact.  These costs directly affect the Green Market of solar, and windmills, but will also impact construction, cars, infrastructure – including bridges, and military equipment.  These tariffs are then absorbed by consumers and Taxpayers.

Right on cue, Mike Johnson declares that the Biden Handlers are wholly responsible for Inflation due to a government spending crisis – like the $95 billion Johnson approved.

Why would the handlers want to destroy the economies of The West?

The John Birch Society knew at its creation that a shadow government was controlling the FBI and CIA to convert the power of government to stakeholder elites and communists.   The power of control needs to be autocratic.   Founded in 1958, the John Birch Society is labeled anticommunist, right wing, radical, far right, libertarian, and a threat to democracy.   John Birch was an intelligence officer in WWII who was shot by the Communist factions of Mao.  He believed that communists in the Soviet Union and China were the greatest threat on earth.   Robert Welch, jr, was the founder of the John Birch Society and stated:

“Both the U.S. and Soviet governments are controlled by the same furtive conspiratorial cabal of internationalists, greedy bankers, and corrupt politicians. If left unexposed, the traitors inside the U.S. government would betray the country’s sovereignty to the United Nations for a collectivist New World Order, managed by a ‘one-world socialist government’”.

The Society once included the Koch Brothers who left sometime in the 1970’s.   Everything America is fighting for today can be traced to the Birch Society warning us of the Communist agenda – secularism, big government, unlimited autocratic power, and a One World Economic Forum Government.   As the Kabbalist collective plan is being shredded, they are ramping up their Agenda looking for disintegration wherever they can get it.

Somewhat of a last hurrah.

This is NOT about China or Russia or Ukraine – this is about ensuring and maintaining an autocratic control over those countries currently occupied, including America.

As the PM of Slovakia learned today, assassination is the outcome of a nonconformist ideology that does not align with the Kabbalah.  Whistleblowers are targets of assassination for nonconformist ideology.   And inventors who attempt to intervene in the allowed arena of Kabbalah industries are assassinated.

The Economist has called the elections in India – Modi Fatigue.  The intentional insertion of Modi’s opponent, Arvind Kejriwal, was financed by The Ford Foundation, which is a CIA construct – a left wing protégé of the Kabbalah.  In addition, Harper Collins published Kejriwal’s book Swaraj which increased his assets by Rs 1,34,57, 504 crore – or 60%.

Modi is not anti-Russia enough for the CIA and needs to go out quietly – either via the elections or via the same means as the PM of Slovakia.  Should Modi win the election, he will likely find his country sanctioned … the Kabbalah first means of punishment.

The Global Order is faltering – their schemes of punishment for not embracing a full alliance are now open and transparent.   Because they no longer care – because they know they have LOST their alter of acceptance.