Healthcare Costs – The FIX!

Ann Coulter recently wrote an article in which she claims that malpractice insurance and claims are the primary driver’s of our sky-rocketing healthcare costs… Really?  Because actually, the numbers bely this claim. Malpractice insurance rates typically run between $5000 and $30,000 depending on the medical practice, orthopedics on the high end, and GP’s on the low end which coincides with their revenue generation. Many states now have caps on economic hardship payouts, and the average claim is now about $190,000 with approximately 18,000 claims per year. The numbers don’t support the claim.

So what are the reasons? Why have we spiraled completely out of control?

Numerous factors enter. 1) Over treating is a significant culprit. Over treating and over – prescribing generate additional revenue for the physician, the hospital, the blood work, the radiologist, the nurse, the reader of scans, etc… until soon, a simple exam that should have been $35 is $3500 when everyone gets their fair share.

Moreover, these treatments can be controlled by you and I by just saying – no. It’s kind of like how many guys are needed to screw in a light bulb scenario? Because in the medical field, the answer might be three to ten – depending on how tight you want the bulb.

For example, even a simple blood work panel requires the clinic, the lab, and your physician to be paid in order to be told – everything looks normal. Or how about the ‘follow-up’ visit when you have no issues after a procedure?   Why am I required to have my eyes checked annually when they haven’t changed in twenty five years?

Why does the hospital or clinic charge $100 for a single pill that sells for $1 at Walgreens?   Why do children have to get a chicken pox vaccine when it’s not life threatening and most everyone over the age of 20 got through it just fine? My grandbaby just got two doses of the flu vaccine at seven months?   What??   One surgery can wrack up twenty different bills?

When comparing the cost of procedures in the US verses just about anywhere else, the US is considerably higher. A part of that account is due to a US phenomena; fee for service which encourages the multi- layering of services and the ten guys/gals to administer an injection. Other countries mitigate this through a ‘flat rate’ system, one fee, one bill, end of discussion. Much like a flat rate tax system – no pain.

By contrast, Rand Paul’s overhaul claims that if individuals are allowed to create associations, this would drive down healthcare costs and eliminate the pre-existing issue. Unfortunately, this is only half true.

There already are associations, Medi-Share is one of the largest that is accepted as a substitute for Obamacare, although it is not labeled ‘insurance’. While premiums are significantly lower, their pre-existing mandate is three years. Any medical issue within the past three years is not covered.

What this reveals is that sick people are the cause of increased rates. Medi-Share encourages health – not sickness and not unnecessary medications or procedures. Because they are Christian they also have in place caveats, they don’t cover abortions or related medical expenses, alcoholism, drug treatment, rehab, etc…   This particular association is only for Christians, any association can create their own mandates. But nobody else is even attempting this route despite the fact that it is available!

Medi-Share has proven that it works. Insurance premiums are roughly half and deductibles are roughly a fourth of traditional maximum out of pocket dollars charged by traditional insurance companies.

So, now you are left with the pre-existing population, training doctors to heal instead of medicate, and weaning patients off of unnecessary procedures could radically diminish these costs. For example diabetes, a growing epidemic, can be suppressed with health changes, dietary changes, exercise changes – all of which Medi-Share addresses. Going to the doctor for a simple cold or flu. Or the now 120+ vaccines that children under the age of 18 are required to get despite most of these diseases being non-existent for decades.

Diptheria. Infants in the US are routinely vaccinated for this despite the fact that the actual number of cases per year over the last 30 years is 2.   The number of tetanus cases is roughly 50 per year, mostly in old people – but we still vaccinate babies. We give infants Hep A vaccine routinely. Why? Who is at risk for Hep A? Gay men, drug users, people with hemophilia, people that work with primates, and people traveling to at risk countries…   Hep B? Who is at risk? People with chronic kidney disease, people with HIV, gay men, drug users sharing needles, sexually active people…

Infants? The CDC recommends that ALL children between 12 months and 23 months get Hep A vaccine and ALL infants get Hep B. Driving ever upward – Health Care Costs!

An ever smaller percent of the population would then make up this remaining category needing traditional health insurance; those with cancer, back, knee and hip surgeries, heart disease, etc…   Creating a flat rate fee could alleviate the costs associated with this group of people.

In the end, redesigning a hugely failed system with the Lindsey-Graham system, doesn’t really fix anything, it just sort of jumbles up the same mess and creates new labels that effectively do not change the core structure of what drives costs.

Vaccines – Vexxed

Vaccine Failure.

There is an outbreak of mumps across the US including the latest at Harvard. It has been determined that all people infected, 40, previously received the vaccine. So what went wrong?

Denver experienced a mumps outbreak in February. Last year mumps outbreaks were reported in Idaho and Washington state. And still, the CDC holds to the same mantra, “mumps can be prevented through a single vaccine”. But – that’s not so, because all of the Harvard students infected had received the single vaccine… And no one is willing to state whether the Idaho, Denver and Washington state outbreaks were all vaccinated individuals as well. Silence.

While mumps are highly contagious, like chicken pox, they are rarely considered life threatening. There is no cure, there is no magical medication that one can take, they are a simple virus that can infect people and cause ‘No Symptoms’, or they can cause mild symptoms such as swollen glands, fever, and fatigue – which commonly go away without treatment after 7-10 days. Complications can occur but are considered ‘rare’ according to the CDC.

The vaccine was first registered in 1969 and then introduced as a part of the MMR vaccine regimen as of 1973. There would appear to be no information available of the rates of mumps prior to 1968. Although the CDC has stated that in 1968 there were over 152,000 cases, there is apparently no confirmation of this number anywhere, nor is there any provision for why there is no previous data for a virus that is a required vaccine.

The MMR vaccine is a ‘Live Virus’, meaning that it has a smaller dose of the same virus it is supposed to protect against. While Merck has come under fire by whistleblowers within the company stating that mumps data was falsified and the efficacy of the vaccine was ‘questionable’, and China has come under fire for selling vaccines that were fake, a biotech company in Brazil has been making the MMR vaccine and most recently a lower cost MR vaccine for distribution to over 75 countries worldwide. The biotech company, Bio-Manguinhos, is funded by the Bill and Melinda Gates Foundation, the same Foundation that is funding the vaccine for the “Zika Virus” because of a purported link to microcrephaly.

One of the side effects of Rubella is Congenital Microcephaly. Could the recent spike in microcephaly in Brazil be related to a botched batch of the MMR vaccine? It wouldn’t be the first time a vaccine was botched. Investigations against pharma companies for failure to state potentially life threatening or serious side effects is a growing legal mess. A list of the ‘posted’ side effects of the MMR vaccine include:

Common side effects from the MMR vaccine include low-grade fever, skin rash, itching, hives, swelling, reddening of skin, and weakness. Reported serious adverse reactions following MMR vaccination include seizures, brain inflammation and encephalopathy; thrombocytopenia; joint, muscle and nerve pain; gastrointestinal disorders; measles like rash; conjunctivitis and other serious health problems;”

Microcephaly is a potential side effect of Rubella in pregnant women – the live virus in the MMR vaccine. Could the vaccine be botched? Absolutely possible. Could the botch be related to the microcephaly – maybe. Studies done by Vanderbilt’s Neurology department in 2009 show that genetic etiology accounts for 15% of microcephaly cases, chromosome disorder another 23%, and congenital anomolies another 23% (including smoking, poor nutrition, and exposure to insecticides).

Vaccines are not ‘saving us’, they may have some benefits, but charts prove that creating immunity is radically more important.

When viewing various charts for measles, chickenpox, and rubella it would appear that the US was undergoing a spike in all these virus’s during the early 1900’s. After which, the spike dropped precipitously decades before the introduction of vaccines.

 

 

 

 

The early 1900’s in the US was marked by massive immigration and the second Industrial Revolution. Between 1870 and 1920, 25 million immigrants came to the US. It was considered a time of extreme wealth and extreme poverty marked by the Rockefeller’s who were humorously portrayed as taking over the US with octopus tentacles reaching into steel, oil, copper, shipping – and the White House:

 

 

Is it any different than the diseases brought to the America’s by Europeans that consumed the Native American population killing an estimated 90%? These diseases hadn’t existed before; smallpox, measles, flu, scarlet fever, typhoid, etc…  History does provide answers when we logically review the data.

Today, immigration into Europe will bring a tide of new diseases and virus’s. Brazil saw a huge influx of illegal and legal immigrants arriving since 2010 from Bolivia, Haiti, Peru, Senegal, Nigeria, and Bangladesh. Are they bringing disease and virus’s? Of course!

So whether the vaccines are failing, or immigration is creating new epidemics, or environmental chaos is impacting disease rates, vaccines – are NOT the savior hero they would have us believe…charts and facts prove that point.

Immigration and poverty breed disease. Once the population absorbs the introduction, the prevalence of the disease begins to wane and immunities are naturally created. This would follow with the various charts showing the spike in measles in the early 1900’s and it’s wane. But as the chart above also shows, nearly all the infectious diseases that had spiked in the early 1900’s waned by 1930. Well before any vaccines hit the markets in the 1970’s.

Creating a chaotic scare mongering tidal wave is an agenda, and agenda’s always seem to have at their source –  a money or power incentive.